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Insurance advice needed - mortgage, income

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  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Which type(s) of insurance are necessary and, more importantly, reliable?
    Am I missing something? If this is a buy to let mortgage then buildings (landlords) insurance is necessary (IMO) but probably more expensive via the lender than the open market.

    If you or your partner were to lose jobs, fall ill or worse then you would still have your rental income to pay the mortgage.

    Income protection etc are useful and its generally wise to have them but are they directly relevant in relation to this mortgage?
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