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hidden extra's on top of mortgage
bobby_davro_2
Posts: 71 Forumite
now then,
This is probably a 'how long is a piece of string' question, but i'm sure someone can give me a ball park figure here.
If i was to pick up a mortage for 100k my monthly payments work out to be £625
Now, i can just about cover that, but after coming from a renting environment where everything was pretty much included for about £300 i am unsure of the other costs i need to factor in.
therefore could anyone give me a rough outline of my extra billls such as building insurance, council tax ( band A ) , ultility bills etc.. probably lots of others iv'e missed too.
Thanks guys
This is probably a 'how long is a piece of string' question, but i'm sure someone can give me a ball park figure here.
If i was to pick up a mortage for 100k my monthly payments work out to be £625
Now, i can just about cover that, but after coming from a renting environment where everything was pretty much included for about £300 i am unsure of the other costs i need to factor in.
therefore could anyone give me a rough outline of my extra billls such as building insurance, council tax ( band A ) , ultility bills etc.. probably lots of others iv'e missed too.
Thanks guys
0
Comments
-
Have you not asked the previous owners? Maybe the estate agents will have some info.
Have a look at people's SOA's on the DFW board.
We (just the 2 of us) live in a 3 bed semi and our bills are approx as follows:
elec = £25 pcm
gas = £25 pcm
Water rates = £23 pcm
TV Licence = £11 pcm
Total cost of home ins = £16 pcm
Life Ins = check online quotes
Phone Bills (approx £20 pcm for BT basic package)
Broadband bills (approx £15 pcm but can do all sorts of deals on this along with your phone etc)
Councuil tax - you can look this up on the council web site or ask the estate agents
I think that would cover your basics.0 -
Make sure you also put away a bit each month to cover the "unexpected emergencies" which DO arise, and as the owner, you need to repair.Don't see the point anymore in offering advice to people who only want to be agreed with...0
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