Raising cheque, without a cheque book

Bicks97

I have a bank account which pays slightly higher interest if I don't have a cheque book. I need to write a one off cheque to someone, but I don't want to change the account to one with a cheque book. Can anyone give advice on how I can say take cash somewhere and get a cheque written out to its value?

davidcampbell

your bank may give you a counter cheque which is generally only for customers who dont have a cheque book of their own although in the circumstances given your interest rate changes for cheque book/no cheque book they may not allow this

they should let you have a bankers draft though which is chargeable - probably around £10 or so


DC

buses7675

Bicks97 wrote:

I have a bank account which pays slightly higher interest if I don't have a cheque book. I need to write a one off cheque to someone, but I don't want to change the account to one with a cheque book. Can anyone give advice on how I can say take cash somewhere and get a cheque written out to its value?

Is this a Cahoot account? In which case I wouldn't think they'd do you a one off cheque, without reducing the interest rate.

One thing I though of doing a while back as a Cahoot customer is opening a second Cahoot current account (as any Cahoot customer can have up to 3 current accounts according to T&Cs) and get a cheque book on that one, and just use is in circumstances were you need to write cheques.

Other than that, you could get a postal order if the recipient will accept that in place of a cheque.

Cheers

Steve