Storm Damage

Al_Ross

Had a mini hurricane in the north east of Scotland last night.

My Sister who is a single parent and has no money had a bit of bad luck.

She lives in a house owned by the housing association.

During the storm loads of slates blew off her roof and caused at least a £1000 of damage to her car.

She has contacted the housing association who were not interesed about her car.

She cannot afford the £550 excess on her own car insurance.

Is anyone liable or is this just an act of God ?

bris

It's an act of God, she will have to claim through her own insurance.

Torry_Quine

Sorry but I think that unless the roof tiles were known to be loose then the only place you can claim is your car insurance.

texranger

Al_Ross wrote: »

Had a mini hurricane in the north east of Scotland last night.

During the storm loads of slates blew off her roof and caused at least a £1000 of damage to her car.

she wont be the only one with damage

Al_Ross wrote: »

She cannot afford the £550 excess on her own car insurance.

then why take insurance with such a high excess if she knew at anytime she had to make a claim she could not afford it


as others stated she will have to claim off her own insurance unless she follows a Billy Connolly film The Man Who Sued God

hcb42

yes hindsight is 20/20 but limit the excess to what you can reasonably afford at any time

Al_Ross

This is my sister not me,she is a single parent who is trying hard to get a job,she obviously took a high excess because that is all she could afford at the time.

withabix

Al_Ross wrote: »

This is my sister not me,she is a single parent who is trying hard to get a job,she obviously took a high excess because that is all she could afford at the time.

So she assessed the risk and chose a high excess versus affordability. That's a decision everyone has to make.


All she can do is claim on her car insurance.