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Hi guys, I'll be joining you soon
Loosepockets
Posts: 62 Forumite
Hey guys
Just wanted to say hi!!
Am clearing down the last £700 of my overdraft and then I'll be with you
Just wanted to say hi!!
Am clearing down the last £700 of my overdraft and then I'll be with you
0
Comments
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Loosepockets wrote: »Hey guys
Just wanted to say hi!!
Am clearing down the last £700 of my overdraft and then I'll be with you
Good! Every bit you pay off means a saving and the more you save means you have more to pay off and so on and so on until you are mortgatge free and effectually have more freedom bearing in mind in this society you are only as free as your purchasing power.[STRIKE]£106,200[/STRIKE] mortgage with 5% deposit 2 years ago on 6.99% 04/06/08 :eek:
Overpaying the max 10% per year for the next 2 years until July 2013 when I can remortgage and should be able to get down to 55% LTV.
Overpaid 10% £10,619.87 Dec 2010 & 10% £9,475 Aug 2011
Mortgage was £690 now £560
Currently £85,203 - 71% LTV 26/08/110 -
Great news LP, another one attacking the banks' back pockets!!
I'm surprised there's not more people doing this, I only tend to see 30-or-so viewers on this particular Forum, I thought it would be heaving (unless I'm looking at the wrong times?)!!
I'm sure the word will keep spreading as time goes on.....
All the Best
TCurrent Mortgage: £113,829
Standard MF Date: May 2030
MFW Target Date: Jun 2023
On Target to complete: Feb 20270 -
Gre
I'm surprised there's not more people doing this, I only tend to see 30-or-so viewers on this particular Forum, I thought it would be heaving (unless I'm looking at the wrong times?)!!
I'm sure the word will keep spreading as time goes on.....
All the Best
T
WHAT!?! Dont you know the general population have got far too many important things to buy!! Video games, consoles, alcohol, betting, latest mod cons, mobile phones, expensive designer clothes etc etc a materialistic, consumptive, wasteful society doesnt come cheap you know![STRIKE]£106,200[/STRIKE] mortgage with 5% deposit 2 years ago on 6.99% 04/06/08 :eek:
Overpaying the max 10% per year for the next 2 years until July 2013 when I can remortgage and should be able to get down to 55% LTV.
Overpaid 10% £10,619.87 Dec 2010 & 10% £9,475 Aug 2011
Mortgage was £690 now £560
Currently £85,203 - 71% LTV 26/08/110 -
Crazy isn't it.... My MFW dreams are more like my dirty little secret. Each time I attempt to tell a close friend they just think I'm stark raving mad. DH's best friend started to get a bit cheeky last week, we were talking about going out for dinner together as a 4 and he asked me whether I needed to consult my spreadsheet first! This coming from someone who lives month to month and can barely afford to feed himself and his family in the run up to pay day....
I didn't get in to a conversation about it, just smiled sweetly and had a few thoughts to myself.0 -
:-D
It's amazing how much difference it will make. Wish I'd started years ago!!!0 -
lulabelle1 wrote: »Crazy isn't it.... My MFW dreams are more like my dirty little secret. Each time I attempt to tell a close friend they just think I'm stark raving mad. DH's best friend started to get a bit cheeky last week, we were talking about going out for dinner together as a 4 and he asked me whether I needed to consult my spreadsheet first! This coming from someone who lives month to month and can barely afford to feed himself and his family in the run up to pay day....
I didn't get in to a conversation about it, just smiled sweetly and had a few thoughts to myself.
lol Its crazy that they think you are crazy!?
Crazy to me is being happy that you are economically enslaved to your mortgage debt and mocking others that are doing something about freeing themselves![STRIKE]£106,200[/STRIKE] mortgage with 5% deposit 2 years ago on 6.99% 04/06/08 :eek:
Overpaying the max 10% per year for the next 2 years until July 2013 when I can remortgage and should be able to get down to 55% LTV.
Overpaid 10% £10,619.87 Dec 2010 & 10% £9,475 Aug 2011
Mortgage was £690 now £560
Currently £85,203 - 71% LTV 26/08/110 -
Loosepockets wrote: »:-D
It's amazing how much difference it will make. Wish I'd started years ago!!!
Well better late than never. Before you know it today will become "years ago" and your debt will be paid.[STRIKE]£106,200[/STRIKE] mortgage with 5% deposit 2 years ago on 6.99% 04/06/08 :eek:
Overpaying the max 10% per year for the next 2 years until July 2013 when I can remortgage and should be able to get down to 55% LTV.
Overpaid 10% £10,619.87 Dec 2010 & 10% £9,475 Aug 2011
Mortgage was £690 now £560
Currently £85,203 - 71% LTV 26/08/110 -
Loosepockets wrote: »:-D
It's amazing how much difference it will make. Wish I'd started years ago!!!
Absolutely agree. I don't have much to spare but I transfer a few pounds whenever I can. It's amazing how much even a few pounds a month makes.
Denise0 -
lol Its crazy that they think you are crazy!?
Crazy to me is being happy that you are economically enslaved to your mortgage debt and mocking others that are doing something about freeing themselves!
Crazy thing is he has to rent a house as his own home was repossessed, never paid a debt in his life.... Grrrrrr0 -
WHAT!?! Dont you know the general population have got far too many important things to buy!! Video games, consoles, alcohol, betting, latest mod cons, mobile phones, expensive designer clothes etc etc a materialistic, consumptive, wasteful society doesnt come cheap you know!
Like it Sammye!!!
:rotfl::rotfl:Current Mortgage: £113,829
Standard MF Date: May 2030
MFW Target Date: Jun 2023
On Target to complete: Feb 20270
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