Barclaycard ppi refund

GILLY680

Hi, can anyone tell me if they think I will be lucky in getting back PPI on Credit Card had by loan upheld no trouble and I am right to assume that it will be the same with Credit Card. Both with Barclays and I have had my card over 28 years so I thought it was worth a try.

di3004

Hi there

I would give it a go with your reasons, although going from my own and other experience it maybe more difficult, as they mainly come back and say, for example "even if your not eligible for unemployment/Sickess, you are still eligible for life cover, hospitalisation and so on".

But the point here is, it did not protect you for everthing yet you were still paying for it as if you were, so you want them to refund you what you have paid of the PPI and any relevant interest paid and to date, as the policy you feel is/was worthless to you and whatever reasons you do have, good luck.

I note you said you have had your card for over 28 years, so I assume its still an active account then?
Hopefully they will go back as far as possible when refunding this to you, as they may only say they can only go back to the last 6 years, but do give it a shot and if you still have paperwork for this that may help too, such as the credit agreement.

If you do not have the agreement, and the account is still active, then you could optionally write to them to ask them to send you a copy, and enclose £1 cheque or postal order, ask them to provide this by 12 days of your request.