Starting again, with a positve attitude this time ..

Hiddenidenity

ScarlettOHara wrote: »

I think you have done amazingly well :j I really dont know how you have got through the last few months and I hope you are really proud of yourself.

You definitely inspire me to do better on the DFW front

Aesop wrote: »

That is amazing! :T:T:T:T:T well done you! :j:j :beer::beer:

Im quite shocked it was so high :o I've never sat and worked it out before what I actually owed altogether. This doesnt include "his" debts I cleared before I realised it was stupid becuase letters coming ment nothing if he didnt live here Also doesnt include loan sharks (yes I know I know I did go down that route!)

Maybe realising how much I have cleared I will sleep tonight after sitting for the last 3 hours messing with the spreadsheets to make it possible to clear the rest of the debt this year :rotfl:

Thank you too for keeping me going and replying x

Aesop

Hiddenidenity wrote: »

Thank you too for keeping me going and replying x[/SIZE]
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You are an amazing lady! Don't forget that! But you and kids are entitled to a few treats too you know.

ScarlettOHara_2

Aesop wrote: »

You are an amazing lady! Don't forget that! But you and kids are entitled to a few treats too you know.

Definitely, I hope there is some room in the budget soon for something nice for you all.

Hiddenidenity

Aesop wrote: »

You are an amazing lady! Don't forget that! But you and kids are entitled to a few treats too you know.

ScarlettOHara wrote: »

Definitely, I hope there is some room in the budget soon for something nice for you all.

Thanks again xx

Not much room in there for me but as long as the kids are happy thats all that matter Right now while there small a cardboard box keeps them entertained for hours :rotfl:

Although no £10 a month for the kids in the summer will buy them an ice cream now and again. We can do free things to have fun x

merlot123

I read your diary almost every day, and I have got to how well you have done with your debts.

I too have "ocd" where cleaning is concerned, so I share your passion for cleaning, I find when my home is clean and tidy I can focus:D

I have honestly got to say I don't know how you have got through the past few months with so little money, but you have, and I have learned alot by reading your thread, and you should be proud of what you have achieved especially as you have such young children as well, I know only too well they can be tiring but an enjoyment at the same time.

merlot123

Hiddenidenity

merlot123 wrote: »

I read your diary almost every day, and I have got to how well you have done with your debts.

I too have "ocd" where cleaning is concerned, so I share your passion for cleaning, I find when my home is clean and tidy I can focus:D

I have honestly got to say I don't know how you have got through the past few months with so little money, but you have, and I have learned alot by reading your thread, and you should be proud of what you have achieved especially as you have such young children as well, I know only too well they can be tiring but an enjoyment at the same time.

merlot123

Hello thank you for reading and replying

And YAY someone else who shares my cleaning obsession Im still secretly at it now :rotfl::rotfl: I cant help myself

beanielou

That is an amazing amount of debt cleared.
A massive well done to you :j

Hiddenidenity

Good morning all Hope all is well

I got Cams bug so I feel rubbish and I doubt there will be much done today :rotfl: My chest is sooo sore think it might be a call to the doctor we will see.

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freebyfifty

Hiddenidenity wrote: »

Ok back on the debt front :eek:

I will clear this year (before Xmas)
£290 Friend (This is my FIRST priority)
Then I will have cleared before Xmas the following
£2390 (Catalouge Debt)
£700 (Credit Card Debt)
£575 (Payday Loan Debt)

Total £3995 :eek: £660 Paid up to now in Jan

The above balances are rounded up and Ive piad off the odd pences to make them a good number :rotfl:

I will have cleared come 1st Feb
£800 British gas debt
£800 Social fund
£1040 Rent Arrears
£1500 Fines
£1000 Water with £280 left to clear
£900 Loan Debt
£2540 Friend Debt :eek:
Total paid from Jan 2011 £8580 :eek:

Reading that doesnt make me feel so bad I think I have done quite well

That is an amazing amount of money to have cleared. I've said it once, and I'll say it again - you are a blimmin marvel.
You also deserve a gold medal in being a mum, your kids are so lucky to have you as their role model

jwil

You've done so well with paying off that amount :T

Just wondering - are you saving up your valued opinions for anything in particular? You can redeem when you get to £10. I tend to redeem as soon as I can, just in case something goes wrong. It's like with the cashback sites, nothing's guaranteed until it's in your account. The vouchers are usually valid for a while if you don't want to spend them straight away.