Starting again, with a positve attitude this time ..

Hiddenidenity

3 Items listed, Kids away to have fun with my sister ... hmm can I search out anything else to list :rotfl:

Definatly a NSD day again today, 7 in a row must be my record :j

Hiddenidenity

6 Items listed - That will do for now seeing as a new seller I can only list 10 a month :cool:

Waiting for a friend to call round and need to get the kids in bed Im late for bedtime :eek: naughty me! There being so good I didnt even notice the time :rotfl: Makes a change

Hiddenidenity

:j Whooo one of my Ebay listings has a bid already (only 99p :rotfl:) but a step in the right direction :T

Hiddenidenity

Morning already So not awake this morning after a bad nights sleep! thankfully it wasnt the kids tho :rotfl: thatalways makes it so much worse lol

I'm on the mission to find a cheap in car cd player for an xmas present today. The cheaper the better

Hiddenidenity

Think Im addicted to checky my Ebay :rotfl:

1 Item will sell bid 99p and 2 more items have 3 more watchers :j

Hiddenidenity

Well I ruined NSD number 8 Went into town with mum and spent £1.29. Ds was a pain and I couldnt wait to get back home!

Anyway house clean, Ds baked cakes and Dd away to stay with Nanna tonight :j

Kids fed a very unhealthy pizza Ill feed myself something eventually, Its so rubbish cooking for myself most of the time i dont bother :rotfl:

Ebay now has 4 watchers on the item with a bid, another item with 4 watchers and 2 items have a watcher too :T

Hiddenidenity

My SOA until Feb ...

Statement of Affairs and Personal Balance Sheet

Household Information
Number of adults in household........... 1
Number of children in household......... 2
Number of cars owned....................

Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 0
Benefits................................ 844.08 (This is minus fines/loans etc ebing taken from benefits before I recieve them. This includes IS, CTC, CB & HB)
Other income............................ 0
Total monthly income.................... 844.08

Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 580 (Includes Arears of £45 a week which will drop to £50 a fornight in Feb)
Management charge (leasehold property).. 0
Council tax............................. 0
Electricity............................. 20 Pre payment meter
Gas..................................... 0 Pre payment meter cant afford it right now
Oil..................................... 0
Water rates............................. 140 This is a court order for ALOT of arrears finishes in April
Telephone (land line)................... 0
Mobile phone............................ 0
TV Licence.............................. 22.4 Weekly payment card drops to half this in Feb
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 40
Clothing................................ 0
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 32 Baby Formula
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 0
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 834.4


Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0

No Secured nor Hire Purchase Debts

Unsecured Debts
Description....................Debt......Monthly...APR
Friend.........................290.......0.........0
Total unsecured debts..........290.......0.........-


Monthly Budget Summary
Total monthly income.................... 844.08
Expenses (including HP & secured debts). 834.4
Available for debt repayments........... 9.68
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 9.68

Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -0
Total Unsecured debt.................... -290
Net Assets.............................. -290

Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using Firefox browser.

cupcakeprincess

Hi HiddenIdentity...I just read through your diary, I'm so jealous at how much motivation you have to do stuff, hopefully reading about all the things you do will give me a good kick up the bum lol

Now subscribing x

Hiddenidenity

cupcakeprincess wrote: »

Hi HiddenIdentity...I just read through your diary, I'm so jealous at how much motivation you have to do stuff, hopefully reading about all the things you do will give me a good kick up the bum lol

Now subscribing x

Thank you

I need a good kick up the bum myself sometimes too :rotfl:

Cherryjack

well done on your ebay listings :-) ive been at hospital today for baby scan.. so just catching up keep up the good work