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Starting again, with a positve attitude this time ..
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Thank you Ani & Beanie
Hello all hope all is well?
Feeling a bit happier today, still looking forward to getting away.
Been thinking about the treatment and going to discuss with the consultant, if he thinks its actually worth doing it. I keep thinking Im selfish for not wanting to go through with it. But if the gain is so little it doesnt make a huge difference Im seriously considering turning it down.0 -
Ok so Im not debt free
I recieved my credit report and it seems I had catalouge debt at a previous address I didnt know about
Friend has offered to help if needs be but I dont want him to just yet. Letters been sent today to ask them to stop interest/charges and come to some sort of payment plan.
So now the debt is
JD Williams £1504.39
The Brilliant Gift Shop £464.99
Premier Man £109.62
Very £351.04
Isme £318.97
Next £708.85
Total £3457.86:o:(
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Hun, is it really your debt? I find it hard to believe you had catalogue debt at a previous debt you did not know about. Is this debt due to ex buying stuff in your name?
Is there no way to get the catalogues to bill him for it? I take it no, that is is registered in your name at your old address
!!!!!!.
((((((((((((((HI)))))))))))))))))0 -
Hun, is it really your debt? I find it hard to believe you had catalogue debt at a previous debt you did not know about. Is this debt due to ex buying stuff in your name?
Is there no way to get the catalogues to bill him for it? I take it no, that is is registered in your name at your old address
!!!!!!.
((((((((((((((HI)))))))))))))))))
From the dates on it i definitely didnt live there it was before i moved in. But no its in my name its my debt
Hope your ok?0 -
Ok so the plan is to start doing SB, surveys and Ebay again.
Im still limited to 10 items a month on Ebay, so my aim is to sell the 10 items a month. 5 Listed yesterday, 3 with bids. Still need to check surveys etc so will update that later.
Busy today pulling wardrobes/cupboards out and stripping wallpaper thats only been up a monthOh well needs to be done!
Hope all is well?0 -
Why stripping wallpaper only up a month?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
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Hello all hope all is well?
Meeting the Consultant Wednesday to discuss "things"
On the other side I slipped of the wagon and have a very expensive weekend
Decided to pay the debt from savings and pay it back to savings as if I owe a debt iykwim? At least this way no more charges etc.
I really need to get my head down and get the money sorted. Sort meal plans etc and get a grip on where moneys dwindling away. I sure managed when I had none so no point in wasting the bit I get now! I need a good kick in the right direction of saving rather than spending0 -
Think Im going to start recording my spends here, that way I can dio it when Im out etc and have no excuse for "missing" something.
Starting from tomorrow Im going to write every penny I spend, even things I dont want to admit too0 -
Morning all hope all is well?
The weather is awful here (typical bank holiday weather) So my plan for today is to go get Gas, Elec and fags, Come home to feed the monsters (I cant do this until I have gas but both kids currently still in bed sleeping lol) Then spend the day baking
Any ideas what I can do with ALOT of puff pastry??
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