Starting again, with a positve attitude this time ..

ani_26

Hiddenidenity wrote: »

So do I tell them now or wait till he moves in?

?? Good luck to you i say xx

Hiddenidenity

beanielou wrote: »

Hi~You wouldent declare it until/if yoour OH moves in.
Until he moves in there is nothing to declare IYSWIM?
So dont worry you are not doing anything wrong.
I too agree that you should work if you want to.

How are your debts looking at the mo?

He wouldnt movin in here, and tbh after last time I was in arelationship Id prefer to live on my own for aslong as possible, plus like I say he works over 300 mies away so is looking to get a place down where he works becuse hes there 5 out of 7 days. So I doubt he'd actually ever move in unless I moved down there (which will definatly not be on the cards for a long time seeing as we havent even been a couple for 24 hours)

Im still going to look for work, Im not being told what I can and cant do again, I dont want to seem paranoid/or come across like hes awful. Im just more worried/scared of being in a situation like that again ... which is why I've avoided it being anything more than friends for all this time

Hiddenidenity

Forgot to say my only debt is now my friend £250. I also have a few on my credit report from when I first turned 18 but I have no idea how I go about finding out where they were passed to, which is what I need to do next. But all the ones I was concerned about and recent are clear other than my friend.

Its going to be alot harder and longer clearing the ones from when I was 18 becuase they are high amounts and alot of them, thinking back I was so stupid and have nothing to show for any of it.

beanielou

How long til the old ones drop off your credit file?

Hiddenidenity

beanielou wrote: »

How long til the old ones drop off your credit file?

At least another 2 years, I got them just after turning 18 but didnt default straight away. So probably more 3 years x but on the info bit on credit expert it just gives me the original contact details and when I phoned 2 of them they said they had no record of any debt/account :cool:

beanielou

Hiddenidenity wrote: »

At least another 2 years, I got them just after turning 18 but didnt default straight away. So probably more 3 years x but on the info bit on credit expert it just gives me the original contact details and when I phoned 2 of them they said they had no record of any debt/account :cool:

Best advice I can give you then it to make no further contact with them and then they will just fall off your file.

Hovel_lady

So, the coffee worked then?

Really pleased for you :j

Hiddenidenity

Hovel_lady wrote: »

So, the coffee worked then?

Really pleased for you :j

The coffee or the nerves? :rotfl::rotfl:

Thank you

Hiddenidenity

Ok so Ive done my first ever approved foods order, it includes a lot of junk as well as alot of good stuff My kids will be shocked there not use to crisps and biscuits in the house lol!

Need to do mr T tomorrow, and the freezer seems to be working again

Must finish decorating upstairs before my flooring etc is done on the 10th

Theres lots of birthdays I need to sort in May too thankfully should only be "cheapies" as its only family

quintwins

omg just get a new freezer already, this isn't the first time it's happened lol