Changing a joint account into a sole account

wadbanage

Hi Is it possible to change a joint account into a sole account? the account is with HSBC and used to be our main account but has effectively been dormant for some time, since we changed to First Direct for most of our banking, although it has a credit balance of £70.

I have my personal pension with HSBC which is in my sole name and as I don't have a bank account in my sole name (OH does) I thought it would be useful to have a sole account which has a bit of history.

Trouble is I cant find out how to do this or if it is even possible? Any ideas?

YorkshireBoy

wadbanage wrote: »

Hi Is it possible to change a joint account into a sole account? the account is with HSBC

http://www.hsbc.co.uk/1/PA_1_1_S5/content/uk/pdfs/en/general_bank_account_tsandcs_dec11.pdf (condition 22.7)

wadbanage

YorkshireBoy wrote: »

link removed as MSE wont let me quote it as a new user(condition 22.7)

I get an error from that link

Error 404: File not found: /PA_1_1_S5/content/uk/pdfs/en/general_bank_account_tsandcs_dec11.pdf

I tried searching for terms and conditions but didn't find anything.

opinions4u

22.7. We will not accept instructions to convert
a joint account to a sole account, even where
those instructions are provided by all joint account

holders.

YorkshireBoy

wadbanage wrote: »

I get an error from that link

Strange! I copied and pasted it straight from my browser window.

I tried searching for terms and conditions but didn't find anything.

I went to google and searched for "HSBC bank account terms and conditions" and the second result took me to...

http://www.hsbc.co.uk/1/2/legal (the file you want is the 4th one down)

...which you can also get to by going to the HSBC homepage, scrolling down to the bottom left of the page, and clicking "Legal Information".