We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Vertbaudet - stay clear!
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
[Deleted User]
Posts: 0 Newbie
I shopped at Vertbaudet (online) a coupe of years ago, paid everything upfront by credit card, received my goods, all ok.
Or so I thought. They opened a credit account in my name without informing me, I only found out because I checked my credit file the other day and it was flashed as a negative entry.
It is possible that it was in the terms and conditions, but why would you perform a credit check on someone that pays upfront? It doesn't make sense.
Vertbaudet acknowledged that they had opened a credit account but said that I hadn't used the facility so I shouldn't have had a problem. Except when you open a credit facility account you need ot perform a credit check and in my case it DID affect my score and now I have to wait 6 years for it to clear!
Stay away from this company!! :mad:
Or so I thought. They opened a credit account in my name without informing me, I only found out because I checked my credit file the other day and it was flashed as a negative entry.
It is possible that it was in the terms and conditions, but why would you perform a credit check on someone that pays upfront? It doesn't make sense.
Vertbaudet acknowledged that they had opened a credit account but said that I hadn't used the facility so I shouldn't have had a problem. Except when you open a credit facility account you need ot perform a credit check and in my case it DID affect my score and now I have to wait 6 years for it to clear!
Stay away from this company!! :mad:
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards