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Is £40,000 really a liveable income for families in the UK?

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Comments

  • Jimmy_31
    Jimmy_31 Posts: 2,170 Forumite
    Jimmy's life is like an extract from Charles Dickens' Hard Times.

    220px-Gradgrindapprehendshischildren.jpg

    Ive got it easier than most of the local workers around here.

    See how you would manage if the mrs said to you were is the housekeeping money an you said i might have it later, it all depends on if i get tw*tted or not trying to get what im owed.

    We live in different worlds mate.
  • Cleaver
    Cleaver Posts: 6,989 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Jimmy_31 wrote: »
    Ive got it easier than most of the local workers around here.

    See how you would manage if the mrs said to you were is the housekeeping money an you said i might have it later, it all depends on if i get tw*tted or not trying to get what im owed.

    We live in different worlds mate.

    Housekeeping money?
  • Jimmy_31
    Jimmy_31 Posts: 2,170 Forumite
    Cleaver wrote: »
    Well that's the thing, everyone I know in terms of friends and family works in all sorts of industries. I have unemployed friends, public sector friends, private sector friends, self-employed friends. Friends who do a vocation they love for low wages and scrape by and friends who earn a f*cktonne of money in how powered jobs. All across the spectrum.

    I was simply saying that everyone you know seems to be competely skint, or unemployed, or pensionless, or forraging for scrap metal, or basically not having a good time of it. Which seems unusual. Is there really, honestly, not a single person you know with a pension? Around 80% of people have one, so it seems statisically unlikely that everyone you know doesn't have one. I guess what I'm getting at is that I think you exaggerate things for this forum, but who knows.


    You can stick me in the category of lying get if you like but everything i say is true.

    There are other people who work in the building game on this forum who can tell you what life on site is like.

    The fact is i grew up in a deprived area with 5hit schools that offered no decent education (cant learn much when its all kicking off again in class). I am surrounded by people who sponge off the state for a living and people who graft all day in 5hit jobs that dont pay the bills (almost forgot the gypsies).

    As far as im aware, nobody i know has got a pension, most of the lads i know in the building game are working for £80 a day daywork top line so are coming out with buttons after paying out a tenner a day in fuel and whatever tools or consumables are needed through the week as the firms supply us with nothing.

    The van insurance is the one that has caused a lot of problems this year for the people i know, this is why they are out collecting scrap (up against the gypsies) or doing whatever they can to pay it. The van insurance has to be paid on time no matter what as the police and dole are constantly pulling up people in vans around here or the areas i work in to see if we are working on the side.

    Things have got to the stage now where people are saying fcuk it and throwing the towel in because its impossible to get a full years work in without being laid off. On top of this you have got to deal with the firms we work for stealing our wages (or trying to in my case) lots of lads get screwed on their wages every week by 10 20 30 40 quid or whatever but due to the position they are in they cannot kick off and ask for it because they will instantly be laid off.

    If you start asking for what you are owed or complain about dangerous working conditions you will never work for that firm again, blacklisting is rife in the building game. Also never ask for the illegal deductions that are took from your wage every week to be stopped as this will also get you laid off, the citb site levy that firms must pay to fund new apprentices coming through is passed onto the self employed lads and is usually about a tenner a week or some firms take 2% of your wages every week to cover their citb bill.

    Site shutdowns will start at the end of next week in our area of work so throw the christmas holidays in and the site start up time and you are looking at a 4 to 6 week unpaid layoff with no hope of finding any other type of work to tide you over.

    This is why im getting off the sites when i get a house as i will end up getting myself into trouble if i stay in the game.

    I do know of a few rich people in my area, they are very easy to spot as they are driving a brand new rangey fully loaded with dealers.

    I have said to a few of the lads at work that they should retrain and become a doctor or a lawyer or something but they said the timings not quite right to be going to university.
  • Jimmy_31
    Jimmy_31 Posts: 2,170 Forumite
    Cleaver wrote: »
    Housekeeping money?

    Whats up with you now ?
  • LydiaJ
    LydiaJ Posts: 8,083 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Jimmy_31 wrote: »
    Whats up with you now ?

    I've no idea whether Cleaver and Mrs Cleaver have separate bank accounts or a joint account or both, but I'd be very surprised if their financial arrangements involve him handing over cash for housekeeping money. I'm not aware of anyone I know who does it that way, although of course I don't interrogate my friends as to their methods of dealing with these things, so I don't know.
    Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
    Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
    Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.
    :)
  • Jimmy_31
    Jimmy_31 Posts: 2,170 Forumite
    LydiaJ wrote: »
    I've no idea whether Cleaver and Mrs Cleaver have separate bank accounts or a joint account or both, but I'd be very surprised if their financial arrangements involve him handing over cash for housekeeping money. I'm not aware of anyone I know who does it that way, although of course I don't interrogate my friends as to their methods of dealing with these things, so I don't know.

    Ive no idea either.

    It hadnt even entered my head to be honest.
  • Cleaver
    Cleaver Posts: 6,989 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    LydiaJ wrote: »
    I've no idea whether Cleaver and Mrs Cleaver have separate bank accounts or a joint account or both, but I'd be very surprised if their financial arrangements involve him handing over cash for housekeeping money. I'm not aware of anyone I know who does it that way, although of course I don't interrogate my friends as to their methods of dealing with these things, so I don't know.

    I earn money and Mrs Cleaver earns money. That money goes in to one account and we spend it as required on the basis that we both roughly know what our budget is for various things.

    I don't give her 'housekeeping money' as it's not 1957.
  • LydiaJ
    LydiaJ Posts: 8,083 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Cleaver wrote: »
    I earn money and Mrs Cleaver earns money. That money goes in to one account and we spend it as required on the basis that we both roughly know what our budget is for various things.

    I don't give her 'housekeeping money' as it's not 1957.

    As I thought. :)
    Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
    Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
    Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.
    :)
  • Jimmy_31 wrote: »
    Ive got it easier than most of the local workers around here.

    See how you would manage if the mrs said to you were is the housekeeping money an you said i might have it later, it all depends on if i get tw*tted or not trying to get what im owed.

    We live in different worlds mate.

    We are probably a lot closer than you think mate, and not only geographically. As I said before, if things are as bad as you portray (we now have physical violence from employers) then perhapsd you need to look at a different career.
  • LydiaJ wrote: »
    I've no idea whether Cleaver and Mrs Cleaver have separate bank accounts or a joint account or both, but I'd be very surprised if their financial arrangements involve him handing over cash for housekeeping money. I'm not aware of anyone I know who does it that way, although of course I don't interrogate my friends as to their methods of dealing with these things, so I don't know.
    Jimmy_31 wrote: »
    Ive no idea either.

    It hadnt even entered my head to be honest.

    Do these 'nice thread' people actually read posts before they comment? Jimmy was replying to me with the housekeeping comment, not cleaver.
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