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Is £40,000 really a liveable income for families in the UK?
Comments
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Holidays and rainy day are a luxury,not a necessity.
But I said "bring up a family" not merely exist.
In any case, I disagree and believe that saving for a rainy day and for pensions are absolute necessities.
Go to the MoneySaving in Marriages, Relationships & Families section and see how many of the posters where even a minor turbulent event has destroyed them financially because they'd rather spend than put tuppence away for a "rainy day".0 -
Blimey. It's safe to say Jimmy that I've never come across anyone before where pretty much every single person they know is minimum wage or unemployed, constantly unlucky in life, completely unskilled and frankly hapless at making anything good happen in their lives. It's like you all exist in some tenement slum in 19th century Lancashire.
North East a few decades ago. I did a Norman Tebbit, though on the thumb rather than a bike.
I remember one person on £90 a week for the council who was offered £600 a week in London and couldn't be arsed to move. Apathy and lazyness were endemic. Now you have generations of the layabout classes backed up with countless immigrants.0 -
Most of the trains in the southeast going to London in the rush hour are pretty full and the motorways are solid so quite a few companies must employ people from outside M25.
absolutely agree, and people comute daily from ay out here too...
that doesn't negate the fact some employer in some roles do not afford that choice to their employees.0 -
vivatifosi wrote: »I live outside the M25, but I looked at a job earlier in the year in London which I was considered for, because my train would only take half an hour (with five-ten mins in the car one end and a five minute walk the other), the criteria with them was time, not distance. I wonder if distance is a dangerous precedent to set, as it can be a lot quicker being on one of the fast commuter lines than stuck at the end of a tube line with a lot of stops. Plus if my train doesn't run, I just drive a few miles to one of the other fast ones I can take.
Agree with this too. Fast train from here is as quick as its sometimes taken me to cross central london, if you live near the station at one end and work near it at the other an hour on a train is n ''further''i time than an our in the car and can cover significantly more miles!0 -
Blimey. It's safe to say Jimmy that I've never come across anyone before where pretty much every single person they know is minimum wage or unemployed, constantly unlucky in life, completely unskilled and frankly hapless at making anything good happen in their lives. It's like you all exist in some tenement slum in 19th century Lancashire.
Jimmy's life is like an extract from Charles Dickens' Hard Times.
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RenovationMan wrote: »Are you registered for flat rate VAT? You can save quite a bit of money as I doubt you buy much equipment to be able to claim VAT back against.
What sort of age is the property, is it one of the Georgian properties that you mentioned before? Our property was built circa 1750 and we've had to spend some money on necessary work and some on niceties. I have no doubt though that we could pour endless thousands into the house if we were so inclined.
I don't think so. VAT isn't a major issue for me, as most of my cases are zero-rated, as the clients don't live in the UK.
Our new flat was once an Edwardian factory. The Georgian houses are gorgeous, but a long way out of out budget....much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
lostinrates wrote: »Like my dads last job. DH is ''strongly asked'' to reside within a certain distance from the office.
When googling for examples for you, I also just found ad for jobs who must live within M25, and many more for within 30 mins of M25..which is a more flexible boundary certainly. These include sales and engineering roles,(the sales one I ouldn't have thought of) some exectutive roles. I know of others.
Some jobs offer transport home within m25 area too..so not a must but a strongly advised, and a practical necessity if you travel home outside hours when transport runs with your required working pattern (hence the tai service ithin M25). My guess is HR might lean towards within M25 applications if there is a choice in such circustances?
That pretty weird! I've always worked at places where a good number of people are coming in from well over an hour away. We certainly never factor in anything like this when recruiting - I didn't comprehend that any employer would really care where you live. As long as you turn up on time and do all your work what business of theirs is it?0 -
chewmylegoff wrote: »That pretty weird! I've always worked at places where a good number of people are coming in from well over an hour away. We certainly never factor in anything like this when recruiting - I didn't comprehend that any employer would really care where you live. As long as you turn up on time and do all your work what business of theirs is it?
On call / emergencies / staying late and able to get home?...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
Let me know how it goes when your industry goes to 5hit.
Well that's the thing, everyone I know in terms of friends and family works in all sorts of industries. I have unemployed friends, public sector friends, private sector friends, self-employed friends. Friends who do a vocation they love for low wages and scrape by and friends who earn a f*cktonne of money in how powered jobs. All across the spectrum.
I was simply saying that everyone you know seems to be competely skint, or unemployed, or pensionless, or forraging for scrap metal, or basically not having a good time of it. Which seems unusual. Is there really, honestly, not a single person you know with a pension? Around 80% of people have one, so it seems statisically unlikely that everyone you know doesn't have one. I guess what I'm getting at is that I think you exaggerate things for this forum, but who knows.0 -
Wouldn't mind taking. £40k/year challenge, in my situation I'd easily manage! But agree it depends where you're living in uk as £40k would not stretch far down South (if starting without a mortgage).0
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