Wednesday 30th November What Small DFW Things Will You Do Today??!!

kjp

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Morning all!

Quicky today!

Check banks
Check TCB
Check Paypal
Check Ebay
Check CC
Post Ebay item
Signed up for free coffee sample from newsletter
Ordering free calendar from Truprint from newsletter (+P&P)
Order OH's Xmas present - half what I was expecting, cool!
2lts water
Food from stores
Work hard!!!

Have a great day all!

Pernicious

Morning all,

Running late so need to be super quick again today...

Today's plan:-

• [strike]Food from stores[/strike]
• [strike]Lunch is yesterday's - I popped it in the fridge after a colleague bought food in & I'd filled up on that lol[/strike]
• [strike]Charge phone at work[/strike]
• [strike]Make use of free water/milk at work[/strike]
• [strike]Stay in for most of my lunchbreak to avoid spending, need to do a couple of bits though[/strike]
• [strike]Pick up letter on my lunchbreak - walk there rather than drive after work[/strike]
• [strike]Return dress - the money is better in my account as I don't LOVE the dress...Need to stop wasting money on "ok" clothing that ends up sitting there![/strike]
• [STRIKE]Check for surveys[/STRIKE]
• Enter comps
• [STRIKE]Check online banking[/STRIKE]
• Check out this weeks flylady thread & do something
• [STRIKE]Try & keep the heating on low[/STRIKE]
• Use free washing up liquid
• Create a new meal plan for the month
• [STRIKE]Dinner from stores for OH, I'm using my syndicate lotto winnings to have a (very) mini xmas do with the two teams I work with, hardly anyone is coming though so I almost wonder what the point is[/STRIKE] - Had fun anyway!! & OH was naughty & had a Chinese!!
• Drive there tonight so I can't drink, always an MSE thing haha - Ok this did not happen....spent under £20 though!
• [STRIKE]Read Martin's email[/STRIKE]
• [STRIKE]Apply for free coffee sample[/STRIKE]

Have a great, MSE day everyone x

stitching_witch

Morning folks! I've got a stitching day today so not rushing around trying to get out of the door. I will get into the sewing room at 9.00 and treat it like a day at work though


So far:

• fed and watered the chickens
• checked banking :eek::eek::eek:
• checked for surveys
• had filling, warming porridge for breakfast
• made a massive batch of biscuit dough which is now resting in the fridge for an hour

I will also:

• finish cookies and freeze half
• phone WTC office to say my income has reduced
• make bread
• have customer coming for a fitting this afternoon :j
• make a sock monkey for another customer
• switch spare room heater off once customer goes (can't expect her to strip off in the cold, can I? )
• keep an eye on surveys throughout the day
• lunch and dinner from stores

I really need to drum up more business though. I got paid from my "proper" job on Wednesday, paid a few bills and I'm back in the overdraft already and it's not even the first of the month. :eek:

Have a great day; I intend to!
stitchy x

Tebheag

Good Morning all
Can't believe my wee girl is 2 today this year has flown by Was fun watching her open her presents only got a few some of which was clothes she needed but got stuff with her fav animals on them so she was very happy!
Thanks for starting us of KJP
Stitching Witch good Luck with finding clients Have you done a facebook page for all the things you can do I know some people who do them had they do really well just ordered a tutu set from one. What kinds of things do you do apart from the corsets (never know maybe someone on here might be interested !
Today check bank
Check ebay got items about to finish
Try and do some work tonight
Check surveys
Have look at DHs wish list and choose what to buy him for christmas !
Take ds2 to nursery and stright to toddler group with dd.
Find bolignaise in freezer to have with pasta dds favourite. pick up a small cake for her to blow out candles tonight (she had a joint party with her brother 2 wks ago so not going to do anything else)
Make a list of all I need to do before going away
Check whats all in the cupboards freezer to make meal plan for kids nan who is kid/dog/house sitting while we are away.
That is it for me today as going to just play lots with dd.

Hope you all have a good day
x

Aria`s_Tail

Morning everyone,
Day off for me today so had a nice lie in till 8.30!
So far today I have:
Checked Ebay - nothing doing.
Washing machine is on with first load.
Pooches fed and yard cleared up.
Kitchen and living room bins emptied.
To do:
Update CV.
Bake (have taken a banana out of freezer to go with the two in the fruit bowl for muffins, will also have to do something with the last few apples)
Meals from stores (have chicken carcass to make soup from, broth mix is already in to soak).
Go and see college tutor this afternoon to hopefully get signed off this blooming diploma.
Check Onepoll a couple of times.
Check Spudshillings.
List a couple of bits on Ebay.
Add a couple of things to the charity shop bag.
Go and see a friend for coffee.
More washing.:(
Tidy up! House is a tip.:(

cleggie

happy birthday to your little girl tebheag! The years go so fast don't they!

i am off shopping at Lidl instead of my normal Morrisons today, in the hopes it'll be cheaper!

WelshWoofer

Morning all!
I'm on strike today (teacher) so I'm at home and can do my list earlier than normal. I appreciate the difficulties striking causes for parents -apologies for that - but its something that I feel quite strongly about.

Anyway, I'm just back from taking the dog to the park (cold but dry at least) and about to start the day properly...

• All food from stores
• Have a LSD (losing a day's pay so need to be even more careful this month)
• Walk dog again
• Mark some internal exams (not exactly in the spirit of the strike but the kids need their results back - so I suppose I'm working but not getting paid).
• Change the bed
• Wash the sheets
• Quick hoover and dust downstairs
• Check bank
• Start shopping list and meal plan for next week
• Maybe do a bit pf planning for work for next week

That's it for now - have a good day!

natlie

Hi
thanks kjp
I have applied for coffee sample and free loft insulation, our bathroom ceiling fell down while we were on holiday in 2009 and we haven't been able to replace the insulation

kids are home due to strike - if I was in work I would be crossing the picket line so I could get paid! public sector workers dont love their jobs they do it for leave and pensions (in my experience) thats why all my DD's teachers are miserable EDIT sorry Welshwoofer - I am not saying your miserable and I understand if you have been paying your pension for yrs

washing is on, dishes to do

the rain here last night was shocking - it set my car alarm off at one point

Pippilongstocking

Thank you KJP - I hope you have a nice warm day - utterly freezing here - yuk!

Now today - I've done the banks - ok i've still about £100 to find for the rent but I got my plane expenses yesterday (£160 paid on cc) and I can put that straight into the bank and pay the cc part of it at the end of the month (if not before) and I get quidco yay

HC to do I think - trying to plan a bit
Kid home too - find them a bit of lunch in a bit
Admin for womble job to do a bit today - freezing here will def need a womble suit for it- 2-3 hours
Walk out there in the freezing cold
CC - one ok, locked out of the other online......whoops need phone them
a bit of tidying -
Need find ds driver licence paper bit think in the file
Need to phone a few venues in a local town about a host place and think of a format for an event in January
Bank to go too - and post office to put an amazon sale away
HM dinner and a few bits to freeze
Invoice for a garden I've started in only 4 hours but thats fine to start her off and not scare her!
Hens fed and eggs to collect in a bit
Expense form to mail to other chap today
plants to propagate (piggy back plant) if I get the time
Need check ebay and get more coir little jiffy pot thingmys
Out tonight at polytunnel course - lift share - my turn to drive
FB brother and say happy birthday
Email about slow food stuff with a local lady
Write an invoice for my brother for welding work up here and email that in
Reply to a guy about a portacabin perhaps in the future....................
Do a bit of baking and maybe write another less whiny blog
Email a lady from blog land who I'm a pen pal with now its quite nice!
Phone a chap back and arrange to meet up about gardening classes he missed and give him the notes talk them through with him

Ok a bit of adminy things and a bit of home things - nice combination of stuff I think. Pottery kind of a work day - I think I like working part time, I can fit life things in too. I'm not a very efficient 'full time' employee - I think I'm better with part time - I feel as if I can do that well, rather than charging around trying to fit life into a f/t job too but I know I'm lucky I don't mind being poor and prefer this.

Have a good one everyone!

Pippilongstocking

Tebheag wrote: »

Good Morning all
Can't believe my wee girl is 2 today this year has flown by Was fun watching her open her presents only got a few some of which was clothes she needed but got stuff with her fav animals on them so she was very happy!

That is it for me today as going to just play lots with dd.

Hope you all have a good day
x

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

Happy birthday to your little DD

:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T

Nottoobadyet

Good morning, all!

Thanks everyone for their thoughts yesterday - still all in one piece, luckily I wasn't going very fast when I took that tumble so except for some bloodied knuckles I'm completely fine. Boy is still at deaths door with the man flu (you'd think he had the plague...) but Im sure will pull through somehow.

Anyway, today wasnt particularly cheap but ho hum. Anwyay:

• Breakfast from stores
• drove bike to work (without incident!)
• work hard as loads on and was slacking a bit yesterday
• bought lunch and juice for boy and brought it home at lunch time. he better get well soon as this spoiling is becoming expensive
• got last few bits on the bike fixed - the mechanic only charged me 3k UGX, about 80p. Such a lovely guy!
• leftover soup at home for tea