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The "Cripes, Christmas is almost here" December NSD thread
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Morning all
Can I please go for 10? I think it's going to be a struggle, but I need to give it a go as this morning it's looking like the £62 visit to the vet didn't cure illpuss and he might have to go back :eek: Hoping I'm wrong though...
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Morning gang!
First time i've ever met my target last month, it was a struggle but I got there!
Gonna go for NSD 8 again this month, might be a bit harder as i'm off on annual leave all next week and have 2 seperate occasions where i'm out for lunch/drinks, but trying to keep the spends to a minimum.
Also......... Today is payday, i've checked my account to make sure it has all gone in and i'm not going to use my card/spend any money out of my pay untill Sunday. IF i manage, it will be the first time in history i've not spent as soon as i've been paid, fingers crossed!
Anyways, See ya all in December!
Sxxx0 -
:hello: everyone! Please could I be put down for 15 NSDS? ThanksBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Morning All,
Can I go for 10 NSD this month, just managed to sneek in with 15 in November, last one is today and will be a personal NSD as everything today will be on company expenses,
ThanksJan 13/15 Feb 16/15 March 19/20 April 17/15:D May 0/17
Jan £170.47/£155:D Feb £260.86/£290 March £1050.92/£310:DApril 70.72/£300:( May 0/£310
Sealed Pot Number 1496
Self Imposed Grocery Challenge Apr £133.69/£150 May £91.37/£150
Completely Crazy 2012 clothes challenge, [STRIKE]£350[/STRIKE] £206.340 -
:beer: Thanks BDINI
I can't believe we'll be getting the advent calendars out tomorrow. :eek:
I'm going to start off small this month and go for 7.
This month we have birthdays galore - DD, DHs niece, my dad and me (all within 4 days) so I think 7 is sensible, and trying to make myself feel better, it's still a whole week!
Clean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy0 -
Heyo -
Im going to go for 17 this time!
One on top of last month! :jCar Paid in full - 10/06/2016 :j0 -
15 NSDs target for me please** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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Hiya, could you please put me down for 15 NSD's again in December although I want to smash it this time! It's a little early yet for me to declare my 15th NSD today and my target met for November but I'm very pleased with my first attempt at NSD's!!! To be honest, I feel this challenge works best when I am craving something but it's a NSD so that is the only thing that stops me xxxNew Debt Journey: Pay off £19,622.91 by 30th April 2015 :T
Debt at Highest: £43,073 :eek:0 -
Hi all
Thanks to BDINI for setting up the new thread. Managed 11 in November, and despite December being all need-to-spend-y can you sign me up for 15 days please...
Every penny's a prisoner!!
Nora.x0 -
Hi again
Thanks for starting us off, where on earth has this year gone?
I'm going to try for 10 again this month please, going to be difficult as social events alone have wiped out 12 days to not spend .... sigh
It's going to be a challenge for us all this month I reckon - Good luck everyoneSantander 0% £1,529.94
Sainsbury's 0% £4,371.31
Total 0% £5,901.25
AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
Mar Challenge: Stay within groceries & eating out budget.0
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