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MSE News: 0% credit card deals could change forever, for the worse

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This is the discussion thread for the following MSE News Story:
"Halifax has launched a top credit card, but the offer isn't open to all successful applicants. A sign of things to come? ..."
"Halifax has launched a top credit card, but the offer isn't open to all successful applicants. A sign of things to come? ..."
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Anon
for the worse
In fact ALL credit cards should be abolished and outlawed full stop. This would enable the pupulus to get back to basics; saving up for what people need and also making people distinguish between what they "want" and what they "need". Also changing legislation so that the protection on credit cards is transferred to debit cards so credit card protection need not be a reason to banish them to room 101.
Bizarre analysis.
Yes it is 0% but you pay a "handling fee" to transfer a balance. What a fraud!!!
Since when did it cost £30 to transfer £1,000 from one place to another? Even by cheque it does not cost that much.
And why does it cost more to transfer £1,000 than £100? Do the extra electronic figures weigh more or something?
The only time these are not stupid is when it is 0% on purchases.
No.
They make sense when there is no cheaper source of funds.
For example 20 months at 0% with a 3% handling fee is cheaper than using money currently saved at 3.25% AER for a basic rate taxpayer.