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Credit Rating

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I have been stuck with a credit rating thats bad for ages and no matter what I do I CANT seem to get it better.

I even got turned down for a £7.50 a month mobile.

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    Have you got copies of your statutory credit files from the credit reference agencies?
    What do these show?

    Are you on the electoral roll?
    Do you have any existing credit accounts open? Or had any in the last 6years that still appear on your file?
    Have you been bankrupt or in an IVA or DRO?
    asdurley wrote: »
    no matter what I do I CANT seem to get it better.

    What have you tried to do to make it better?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • I just got a free credit check done for the first time. It says "Very Poor" and I don't have anything on my file! Lol (expect a credit card and a bank account) They should change the wording to perhaps to "low" or "neutral."
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