divorce settlement?

homealone_2

are there such a thing as divorce settlements for mrs average as opposed to some top celebrity? i have been seperated now for just over 3 years. although my then boyfriend arrived with a carrier bag with a change of pants, a pair of shoes and lots of envelopes he hadnt opened of final demands and solictors unpaid bill from last divorce. at the time although a single parent of 3 i worked in a bank, had a reasonable income, a great credit history and savings of £10k which had taken many years to save. six years later he was moving out with 3 suitcases of designer clothes and jewellery and a boot full of boxes containing all his accrued good. he then had a good credit history that i had restored, £600 in a joint account which he drew half off at nearest cashpoint. only one loan outstanding rather than nine in his own name. he left me with £30k of debt in my name and no longer working due to an accident not many ways of repaying as living on benefits. the morning after he left he immediately got himself back into more debt by buying a sports car which a couple of months later he traded in at a loss for a different car and the amount he owed got higher (he had done this before me frequently constantly upgrading cars whilst swapping his in at a loss, until such time he could no longer afford repayments when he then got his brother to get a car for him in his name that he then paid him monthly. until he fell out with him and i ended up using £8k of my savings to pay for car. well anyway am sure you all get the drift. i have been encouraged by many friends and family to divorce him and get a settlement but cant see how that would work. he now himself is drawing dla due to having some of his lung removed but is still working full time. i think its all now in my lap as i let him put things in my name and cant see how a divorce can help me financially. sorry for the waffle but even 3 years after the fact i am still very emotional about it all. is a settlement viable or is it for the rich and famous?

Plans_all_plans

Hi, I've no advice on the divorce front, but I am confused as to some of the details in your post, so if you could clarify then those who know about this sort of thing may be better able to help.

You had a husband, then a boyfriend? Who's left you in debt? Your husband or the boyfriend afterwards?

4nnabella

I think it's the same person, he was the boyfriend, then they married, but have now separated...

Sorry to hear of your situation OP. Have you ever got any legal advice to see where you stand?

RAS

Please can you clarify whether you are married to the then boyfriend?

Could you evidence the transfer of debt from his name to your name?

Marisco

By the sounds of it, it doesn't sound like he has any money to get a settlement from????

4nnabella

Marisco wrote: »

By the sounds of it, it doesn't sound like he has any money to get a settlement from????

Also what I thought...

NAR

Another case of love is blind!

homealone_2

sorry for confusion caused, yes he was my boyfriend initially with the bad credit history, unpaid bills and a change of clothes. then as someone said love is blind and he then became my husband. although he left here debt free with a good salary and living with his mum so practically no outlay. now from what he told me in the only conversation we haave had in the 3 years he left. during this call when i told him how bad things were and how hard i was finding it and he said how ill he was, he was diagnosed with copd but after i persuaded him to give up his 40 a day habit on his next annual hospital visit he was told he had improved greatly and almost regained all of lung capacity. but after going back on the habit an hour after he left once he continued for 3 years he had to have part of a lung removed and how from now on it was going to be all him. well my sarcasm kicked in i said it was doubtful that i was going to be lucky enough for someone to come along and give me all his savings to help me out and to move back to my mums for free. he seemed to miss it completely and even had the nerve to say yeah i know what you mean as though we were talking about someone else had gotten me in such a state. i told him how i was now in £30K of debt and he had nerve to say how hard he was finding it that although he now received full dla allowance he had needed to get smaller delivery van going on shorter route so salary was less and how although he now had a new car from motabilty he had a lrge loan due to buying 3 cars in short period of time and reselling at big loss. so sorry for long rant but as someone said i am sure he will give a good impression of being pennyless and if thats what getting an allowance or payment of some kind hinges on i may as well not bother but thanks guys

doodoot

Sorry OP, but now I'm confused...what exactly is your question?

Do you want to know if you will get any maintenance from him in a divorce settlement?

Or if you can transfer your debt to him?

Try to leave out stuff about your conversations and his health etc, and then you can give us the bare bones of what you need to know.

Sorry if I sound harsh but your posts are very confusing and seem to only contain personal stuff and info about his health.

Also, have you actually approached a solicitor or the CAB?

Johnny_Barnes10

Doesn't sound like you'd get much out of him, or is it that you want him to take on £15k of those debts, or all of them being as they was for him?

homealone_2

am sorry i do tend to waffle, especially when get emotional. basics our he was in debt when we met so when we were getting engaged and he got a job i started using my savings to pay the loans and payment plans that he had neglected. in fact i ended up using all of my £10,000 savings and then did the credit swap game all cards in my name due to his bad history which was fully repaired when we broke up and unfortunately it is now me left with all the debt. hope that clears things a bit