how do CSA work out my protected earnings?

markeymark

how do they work them out?

Hopefullyhelpful

If its new rules (post march 2003) then its 60% of your net income.

pinkpig08

But I think you're still liable for the weeks payment. My husband didn't pay one week because his wages were under the protected earnings limit, but they took doulble the week after when his wages were above it.

PreludeForTimeFeelers

pinkpig08 wrote: »

But I think you're still liable for the weeks payment. My husband didn't pay one week because his wages were under the protected earnings limit, but they took doulble the week after when his wages were above it.

That's correct, protected earnings only really come into account when it comes to scheduling arrears and/or where there is a DEO in place. If an NRP's wage is consistently lower than the income used for the assessment, they need to inform the CSA so a reassessment can be carried out.

Blob

But don't hold your breath as it took from March/April to August till they got it sorted in my case, and then tried to claim that this added to my arrears! Enter the Tribunal Judge! CSA 0 Me lots!!

They make it up as they go along, end of!

pinkpig08

PreludeForTimeFeelers wrote: »

That's correct, protected earnings only really come into account when it comes to scheduling arrears and/or where there is a DEO in place. If an NRP's wage is consistently lower than the income used for the assessment, they need to inform the CSA so a reassessment can be carried out.

Yes, my husband was on a voluntary DEO at the time and his wages vary every week.

jarhead66

The protected earnings if you are on CSA1 are what you would get on income support and you morgate/ rent payments per week, for some reason council tax is not included in the protected earnings, which is strange as if you own rent a property then you have to pay council tax, Maybe if you work for the CSA you are council tax exempt??

Fission

jarhead66 wrote: »

The protected earnings if you are on CSA1 are what you would get on income support and you morgate/ rent payments per week, for some reason council tax is not included in the protected earnings, which is strange as if you own rent a property then you have to pay council tax, Maybe if you work for the CSA you are council tax exempt??

Protected earnings are defined in the regulations as the same amount as exempt income. There is therefore no protected earning calculation to make because exempt income has already been calculated.

LovesDennys

markeymark wrote: »

how do they work them out?

On CS1 its the same as Jobseekers alowance + Housing benefit + Council tax benefit.

It usually disregards your ACTUAL housing costs and council tax bill, and goes by what you WOULD OTHERWISE get if you are claiming HB and CTB.

The CSA will nearly always 'lose' your tenancy agreement they ask you to send in as evidence of housing costs, so send it using registered delivery and its insured for £500 if they say they never received it, repeat ad-infinitum and you get £500 every time.

Protected earnings do not include peripheral benefits of being on JSA, such as free dental and prescriptions. CSA payers do not get these even if their income is less than what they would get if they are on JSA + housing benefits.

Kimitatsu

On CS1 your protected earnings are the equivelant to Job seekers PLUS your actual housing costs and CT costs - I have never ever had an issue being awarded these costs as protected income in full having sent out copies of the relevant paperwork.

The CSA will nearly always 'lose' your tenancy agreement they ask you to send in as evidence of housing costs, so send it using registered delivery and its insured for £500 if they say they never received it, repeat ad-infinitum and you get £500 every time.

How do you work this out? The registered is to cover the cost of the item against loss - you lose a piece of paper then you dont get £500! You can also fax the details to the CSA which is infinitely quicker and is addressed within 2 days and of course you have proof of receipt.

jarhead66

On the paper work the CSA sent me, My council tax is not included in my protected income. All my protected income is £494 amonth, whcih the CSA think that i can pay all my bills and live like a King!!! lol
So if my council tax was included then my protected income would be £560 amonth

The protected income is was the CSA have to leave you by law so that you can not say that you would be better of being unemployed