Pay off as much as you can in 2012 challenge!

caroline504

Gutted....
that is the only way to describe how I feel today!!!!

The bathroom that we thought was a gift to us from the MIL has turned out not to be and she is now asking for £100 per month (minimum) to pay for it.

To be honest we probably would not have ahd it done if we knew we had to pay as it could have waited another year or so.

This has now pushed our debt up by £6300 :mad::mad:

sarahs999

That seems really wrong Caroline. Did she say it was a gift and has now changed her mind? Did she think she was lending the money? Always a nightmare when relatives and money are involved, I've found.

Happytogetdebtfree

Ouch caroline thats not very nice of her to suddenly say its not a gift, on the brighter note at least its intrest free and you have a nice new bathroom just make the payments as awkward as possible pay via cheque etc agree an amount yourselves if 100 is too much pay her less, what would you have saved for next year towards bathroom pay her that... on a payment note more money paid towards negative wealth, so thats £1864.48/50k onwards and downwards

jacci45

No 36 reporting....10.00 PAD...now owe 15748/31943 and paid 832/10000

Happy Tuesday all!!

fairyclicks

# 88 made a few wee payments today - £100 off mortgage arrears - and i am now caught up :j

£20 off rates arrears
£8 off OD

New total is now:

£860.14/5000

jwil

Sammy246 wrote: »

Please add me to this challenge...I have £23,344.58 that i want gone by the end of 2012!!!!!
Never been so serious in all my life...watch out here I come....this time next year there will be no more debt hanging over my had giving me sleepless nights, and pointless arguments with my parnet because I'm so on edge!!!

Welcome to the challenge Sammy, good luck with the debtbusting

jwil

sarahs999 wrote: »

£51 OP to barclaycard.

Made a massive profit on ebay at the weekend - takings were £173 for a layout of £17! Very pleasing. Have put some on barclaycard debt and the rest on te virgin card, which has an 'extra' on it I am paying off but not counting.

Wow, well done! :j

166million wrote: »

4 days to pay daaaaaaaaaaaaaaay. I think I'm just whacking the remaining debt off next month I can't be bothered with it any more. Although I won't be able to do much savings. I will miss being part of the challenge though :-(
:eek::eek::eek:;);):mad::mad::mad::mad::p:p:D:o:o:eek::eek::eek::embarasse:cry::embarasse:cry::shocked:_pale_:j

Aww we'll miss you too, but great that you will be DF :j:j

caroline504 wrote: »

Gutted....
that is the only way to describe how I feel today!!!!

The bathroom that we thought was a gift to us from the MIL has turned out not to be and she is now asking for £100 per month (minimum) to pay for it.

To be honest we probably would not have ahd it done if we knew we had to pay as it could have waited another year or so.

This has now pushed our debt up by £6300 :mad::mad:

That seems really unfair. I'd be :mad: too.

jwil

Thanks for the updates everyone!

seasideDreamer

Jwil, please can you change my target and new paid off of course:) I'm now £938.78/£568.54. Which in a way means I haven't got anywhere but I have used my share cheque and a bit of balance transfers to pay off my overdraft so I won't be paying Santander for the priviledge after next month:j This also hopefully means I will keep out of it from now on and actually feel like the debts going down. I do however have two trips coming up in the next couple of weeks and a trip to India in April but I'm hoping they won't do too much damage...

On the plus side, just been told I'm getting a refund plus interest on a gap policy when i brought my car so this will help soften the blow once it arrives.

o2bfree

Another £250 paid off today.
I seem to be on a roll, only because I get paid 4 weekly and seemed to have some spare money before payday this month