Pay off as much as you can in 2012 challenge!

jacci45

thanks fairyclicks, glad the worst is over and im being very well looked after!!im finding it difficult to believe now all thats gone on to be honest,broke my wrist on 6/12 and have xray and am told it may well be cancer. but all looks fine nows, got follow up appt 7/3 and by then tumour will have been tested although consultant was very positive after op.
you just never know whats going to happen,we must always make the most of what we have, think i need to go to sleep now cos im getting all profound!!night night all!!

danetastic

well today had to take my boy for his booster Payed off some of the debt owed to vet (£70.00) and have £80 left to pay which will be at end of month and then thats the first debt PAID Yippee :T:T Down side Road tax due at end of month too - just when I see some light at the end of the tunnel :cool:. Oh well will just have to plod on. So far Ive had 9 nsd (not counting vet and fuel for work). Its tough but every time I think of getting summit think do I need it and is it REALLY worth it . Have £10.00 til end of month so have to be tough and watch the halo doesnt slip :A Hope bank will see the effort Im making hee hee

o2bfree

So pleased op went well, Jacci45.

First PAW of February and it is £17.55 making my running total 497.36/£6000

fairyclicks

danetastic wrote: »

well today had to take my boy for his booster Payed off some of the debt owed to vet (£70.00) and have £80 left to pay which will be at end of month and then thats the first debt PAID Yippee :T:T Down side Road tax due at end of month too - just when I see some light at the end of the tunnel :cool:. Oh well will just have to plod on. So far Ive had 9 nsd (not counting vet and fuel for work). Its tough but every time I think of getting summit think do I need it and is it REALLY worth it . Have £10.00 til end of month so have to be tough and watch the halo doesnt slip :A Hope bank will see the effort Im making hee hee

I know how that feels alright i just thought i was getting somewhere with my debts and then got a tax bill in - turns out because i was getting esa and got my final pay through at the same time i have to pay extra tax now - so not amused :mad: anyway these things are sent to try us as the saying goes, we have to just plod on and know we will get there in the end

£10 till the end of the month is tight! Let me know if you want some recommendations for sites you can earn a wee bit of extra cash with before the end of the month!

xxx

michmcc79

Good morning my lovlies, I hope you are all well today.

Another £12 paid to Kays...i'm so close to the end of the Kays road and i'm getting excited!! Every spare pound I have i'm paying towards it - I am on a mission to clear that one by the end of February!!

I know it would make more sense to focus on the credit cards because thats the only ones I pay interest on BUT its a lovely feeling to clear something so i'm looking for that 'just paid buzz!'

So, i'm now on £242/1900 :T

euronorris

euronorris wrote: »

Payment of 10 GBP to overdraft (still waiting for loan payment to come out), so new GBP total is:

241.07/5337.19 GBP

Will update further soon, probably tomorrow.

Hope everyone is doing well!

xx

OK, and loan payment has been collected today, so new GBP total stands at:

455.38/5337.19 GBP

Need to get cracking on Ebaying stuff this weekend, and writing letter to HMRC for my tax rebate.

Just started snowing here, and we have a weather warning for it, so may be heading home early and continuing work from there. (I'm in the Netherlands before anyone starts to panic about the weather!)

Stay safe and warm everyone!

xx

euronorris

jacci45 wrote: »

thanks fairyclicks, glad the worst is over and im being very well looked after!!im finding it difficult to believe now all thats gone on to be honest,broke my wrist on 6/12 and have xray and am told it may well be cancer. but all looks fine nows, got follow up appt 7/3 and by then tumour will have been tested although consultant was very positive after op.
you just never know whats going to happen,we must always make the most of what we have, think i need to go to sleep now cos im getting all profound!!night night all!!

Hope you're OK Jacci!

Did they say it could be a Ganglion cyst (completely harmless - well apart from the pain it causes)? I'm not sure of your exact circumstances, but they are pretty common in wrist joints. I had one removed on 6th Jan this year.

I hope it turns out to be harmless for you too!

sarahs999

OK, on this cold and horrid day it's time for one of my favourite debt-free games. Thinking about the money that you're paying off each month, what will you do with it once you're debt free? Will you save, or will you treat yourself and your family?

I think I will continue overpaying the mortgage, but make sure I have enough left as disposable to take a proper holiday each year, and to show my boy the world, even if it's on a shoestring. And I might finally get the back of our house rendered too!

euronorris

I will save the majority of it, but also loosen the pursestrings a bit.

We'll also be looking to start a family then, so it will most likely go towards maternity/baby stuff.

sarahs999

£111.90 OP to barclaycard. Nearly knocked that one on the head! V exciting.