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Pay off as much as you can in 2012 challenge!

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  • cutestkids
    cutestkids Posts: 1,670 Forumite
    Part of the Furniture 1,000 Posts
    Just updating my totals, the car loan payment went out today so the new total stands at £846.55 / £5000
    1 Sealed Pot Challenge # 1480
    2 Stopped Smoking 28/08/2011
    3 Joined Payment A Day Challenge 3/12/2011
    4 One debt vs 100 days part 15 £579.62/ £579.62New challenge £155.73/£500
    5 Pay off as much as you can in 2013 challenge!£6609.20 / £7500
  • Natti_A
    Natti_A Posts: 190 Forumite
    Paid minimum payment of £56.65 off credit card.

    So my current total stands at;

    £56.65/£2700

    My cast comes off Friday (broken foot!) and I'm hopeful to be back in the car sometime next week, so then I can bank my £40 in spare change to add to my total.

    I have also sorted a big bag of clothes to go on eBay, should raise £75 or so (but will wait for free listings to earn as much as possible) :T.

    Also have billed a client for £40, for an appt in October that slipped my mind. Although I have to pay my tax bill this month, so that will go towards that I'm afraid!
    Credit Card 6.9% - £0/£2800
    Graduate OD 19.9% - [STRIKE]£1000[/STRIKE] Paid off Sept 11 :beer:

    Sealed Pot Challenger #598
    Pay off as much as you can 2012 #69
  • jacci45
    jacci45 Posts: 1,636 Forumite
    Good news re wrist! I have got a enchondroma in my bone. It's benign and in a nutshell my bone didn't stop producing cells when I stopped growing. Need an op with a bone graft, plaster for 4/6 weeks and that's it. If I don't have op bone will keep breaking and possibly turn nasty.having it done privately through work and am a very relieved Jacci!!!
    Deffo Happy Weds All!!
  • o2bfree
    o2bfree Posts: 429 Forumite
    Fabulous news Jacci :j
    I knowyou still have to have an op but so much better newsthan you thought you might get :)
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • jacci45
    jacci45 Posts: 1,636 Forumite
    Thanx o2!! We got so worried as the NHS appt came from the cancer dept of the hospital. Went private through my work( just have to pay a 150.00 xs...best money ever spent!!)and my mind is at rest...this has been going on since Dec 6th so today feels like New years Day to me!! Im going to stop smoking as this scare has made me realise that I must stop....Do you mind me asking how you have given up...did you use any NRT or just willpower??
  • o2bfree
    o2bfree Posts: 429 Forumite
    Jacci, I used Champix to quit but had horrible depression side effects (not everyone will suffer with this) so had to stop taking the tablets before the end of the course.
    Make an appointment at your Doctors 'No Smoking Clinic' and they will be very supportive and find the right NRT for you.
    Good Luck! And Happy New Year :)
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    jacci, read Allan Carr. Best way - worked for me and everyone I know who's given up for good.
  • I too have read the Alan Carr book. It was amazing! So amazing in fact that I knew I would have to stop smoking on the last page of the book so I didn't read that last page!! :o
    One day I will read it again - all the way through this time! :rotfl:

    I have paid £4 off Kays today so now at £68/1900
    Capital One: £[STRIKE]398[/STRIKE] 370 Council Tax: £[STRIKE]1192 [/STRIKE] 225 Rent Arrears: PAID!!!:j Water:£[STRIKE]699[/STRIKE] 539 Kays: PAID!!! :j Vanquis: £450
    £1650/£3337 49% paid :beer:
    Pay as much as you can in 2012 882/1900 #49
  • jacci45
    jacci45 Posts: 1,636 Forumite
    That made me laugh mich....you have to be another smoker to understand that logic and boy do I understand it!!

    Cant sleep so early pad 6.00.....paid 97.83/10000 and owe 16543/31943

    Happy Thursday all!!
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    jacci45 wrote: »
    Good news re wrist! I have got a enchondroma in my bone. It's benign and in a nutshell my bone didn't stop producing cells when I stopped growing. Need an op with a bone graft, plaster for 4/6 weeks and that's it. If I don't have op bone will keep breaking and possibly turn nasty.having it done privately through work and am a very relieved Jacci!!!
    Deffo Happy Weds All!!

    Good news its benign but still sounds like a nasty op - will be thinking of you. have they given you a date yet?
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