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Pay off as much as you can in 2012 challenge!

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  • jacci45
    jacci45 Posts: 1,636 Forumite
    edited 31 October 2012 at 10:10AM
    No 36 reporting 17.00 pad so now owe 1799/31943 and paid14781/10000 in 2012.

    Happy Wednesday all!!
  • Ah jacci im sorry to hear that big hugs and well wishes and healing xx
    I cant wait for the other direct debits to go out then i can scratch some numbers off il be sliding down the 30s and i think i feel pretty damn good to say where i started at :) feel free to vent on here jacci xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • £50 paid off the AA card so that's £5163.44/£5684.54. I should make target this year :jhowever there is still £2650 of debt left so I'll be back next year for a few months at least. It feels so much better when the end is in sight and every chunk you pay makes a noticable difference doesn't it.
    Debt free and busy treating myself:)

    No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales
  • It certainly does seaside :) what will you do when your debt free x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • I'm going to go to Le Manoir for dinner to celebrate:j then probably start paying more into the mortgage or saving for that place by the sea:j:j:j:j:j
    Debt free and busy treating myself:)

    No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales
  • Ah how lovely yes i think we will overpay the mortgage and save aswell for a move :) ive still some way to go but its coming down thats what counts x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • jacci45
    jacci45 Posts: 1,636 Forumite
    That is deffo what counts Happy, as long as it is coming down one day it will be gone!!xx
  • IVE DONE IT ive phoned up and ive paid my loan off yippeee, although i had a 5 minute hot discussion offering me consolidation i said no thanks haha so new total is £9807.48/£48262.44 im feeling pretty good just got the credit cards and secured loan to tackle :) xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • jacci45
    jacci45 Posts: 1,636 Forumite
    Well done Happy!!!xx
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jacci45 wrote: »
    Bless your heart, thanks Happy. Lots going on in my life at the mo, I had bone cancer earlier this year, all ok for now though and now hubby seems to be going through a similar thing with his thyroid, will find out next week but its not looking good. the only thing I seem to have control over at the mo is this last bit of debt.
    Hey ho though we all have to go through cr*p at some time dont we...x

    Fingers crossed your hubby is ok Jacci, it's been a tough year for you all! You are getting so close now to being debt free, I'm really excited for you - you deserve it!
    £50 paid off the AA card so that's £5163.44/£5684.54. I should make target this year :jhowever there is still £2650 of debt left so I'll be back next year for a few months at least. It feels so much better when the end is in sight and every chunk you pay makes a noticable difference doesn't it.

    Well done seasideDreamer!
    IVE DONE IT ive phoned up and ive paid my loan off yippeee, although i had a 5 minute hot discussion offering me consolidation i said no thanks haha so new total is £9807.48/£48262.44 im feeling pretty good just got the credit cards and secured loan to tackle :) xx

    Well done happy, that's great news!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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