Pay off as much as you can in 2012 challenge!

archery

LAM2011 wrote: »

archery - you are doing well with your paying off. I love reading where you get all the bits and pieces from. renting out the driveway is a fab idea.

jacci - enjoy the paralympics - I watched the riding yesterday - I am so in awe of so many of those athelets and riders.

my new balance is

#2 7,751 / 10,000

Glad you love reading where i get all my extra payments from being free ebay listing have listed 12 items including my push bike not used for over 5 years hope for more extra mortgage payments from these items

seasideDreamer

£3.26 off the Post Office card so that's £3675.76/£5684.54

jacci45

No 36 reporting 30.00 pad so now owe 2364/31943 and paid 14216/10000 in 2012!!

Happy Monday all!!

sarahs999

Put lots of things on ebay at the weekend so am hoping for a nice cash crop to lob at the virgin card.

Have also started an ISA to save money for maternity leave. Hoping I can get about 3k in there which should see us through a good few months, when combined with DH salary. Frugal grocery shopping though!

lynnsey30

#98 with £45 please

jacci45

No 36 reporting 10.00 pad so now owe 2354/31943 and paid 14226/10000 in 2012.

Happy Tuesday all!!

DedicatedDFW

Hi All and well done on all the payments / reductions :T:T:T

Thought i'd pop in and say i am still plodding on but can't update any money - possibly all month really :eek:

This month i have: - insurance to pay for, car tax to pay for, an important birthday meal out (budgeting £100 for taxi, meal, drinks and gift - it sounds alot but given the restaurant i'm going to try and get by with just 1 or 2 drinks ) I'm off on holidays again too so need spending money sorting for that AND THEN we're also going out with old friends for a meal - i don't want to cancel as we only see each other once or twice a year. Needless to say i've nothing budgetted for the insurance and tax (just haven't been able to with trying to get the debt paid off ). I haven't enough money to cover all these things so hoping bay of e will help - plus if i get any birthday money *fingers crossed* so at the mo. i'm trying not to increase the debt

I used to pay for insurance monthly but switching that to being paid off in 1 go so that i've less coming out of my account each month in future and i'm not paying extra for spreading the cost too. Really hope i can get some paid off this month - we will see x

jacci45

No 36 reporting 10.00 pad so now owe 2344/31943 and paid 14236/10000 in 2012.

Happy Wednesday all!!

LAM2011

I have managed another small overpayment to the loan but also got added charges but I am going to continue plugging away. I was told not long ago by the bank once I got under £14k they would drop the interest rate - now when I called they say they are no longer refinancing loans just to get a better interest rate!! :mad: I can consolidate other debt (which I dont have) or increase the loan (which I dont want) but then it will take me back over the £14k!!

So I am trying to remain positive and just keep chipping away at it. Gosh I cannot wait till its gone!

anyways new balance at the moment is :

#2 £7,887 / £10,000

runninglea

Have paid d/d on car so £256 paid

Total now £7,320/£20,285