📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay off as much as you can in 2012 challenge!

1190191193195196245

Comments

  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sarahs999 wrote: »
    I am Jwil, though now I am using it as a rough guide and calorie counting nstead as I find it a bit more flexible. I think the guide is to continue with extra easy but add in another HEA (the dairy one). The idea is to maintain rather than lose. Are you doing it too? We seem to be sisters!

    I haven't been but thinking about following the principles to be healthy. I was wondering if there were any extra HEs.

    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • runninglea
    runninglea Posts: 907 Forumite
    Part of the Furniture Combo Breaker
    Paid off final credit cards as 0% was into last month and car dd.

    Total paid this month £921 so total this year £7064
    Year 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
    .1%) (42/100) payments made. Total paid 2019 year £1,700

    Total paid 2017 year £15,300Total paid 2018 year £13,600
  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    #98 reporting £10 today please :)
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    AAh just typed my post and lost it :o

    A few ebay sales and a revised budget till month end means my new balance is

    #2 £7,390 / £10,000
  • AngryDog
    AngryDog Posts: 445 Forumite
    Hi,

    Just joining now seeing as how I am now taking my debts very seriously indeed.

    Paid 2 of my bad debts off today, so thats £613.98 of £40,513.49 total paid off, though I'd like to pay another £10,000 off before 2013 (unlikely to be full settlements, only partial).
    As at End of June 2014
    Credit Cards - HSBC - £9422
    Loans - NRAM £7500 & £12848
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    sorry i haven't been round been in working covering holidays (just thinking of the pay cheque :) )

    debts paid off since last posted are

    Council Tax Debt: £42.25
    Car: £125 FINAL PAYMENT NEXT MONTH :j:T:j:T
    Couch: £55.83 4 MORE PAYMENT TO GO

    Brings my total to £3413.57 / £5000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    Two thirds of August gone already. Where does it go? I got paid nearly £100 extra this month which is unheard of. When I studied my payslip it seems that I'm suddenly paying less tax. Isn't this an odd time of year to get that sort of adjustment? Thought that would happen April time.
  • Sorry to hear of your loss Twiggy. No payments for me through we have decided to go walking in Cornwall for our hol instead of abroad this week so that should save a lot of money I didn't have in the first place. We are camping too but treating ourselves to a lunch at Fifteen. Can't wait, love Fifteen yum yum.:j
    Debt free and busy treating myself:)

    No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales
  • 2joanne
    2joanne Posts: 134 Forumite
    edited 20 August 2012 at 7:56PM
    Hi all...been a while since I checked in but I'm pleased to say its because I've been working v v v hard to clear my debt....I'm proud to say I'm now up to £2468.69 cleared!

    What's really working for me at the moment is rigorous updating of my budget spreadsheet every night but more importantly wheni come in under budget on a planned spend I always pay the difference of my debt...so for example shop this week was budgeted at £75 and it came to £73.12... I therefore paid off £1.88!

    No 139... Off to complete some more debt busting!!
    LBM 8/6/12
    Tesco:gone Wardrobe credit: gone
    Barclays £3669.71; Car £8820; 1st D £15000; Total:£9135.21/£36692 25%
    DFD Nov 2015
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36 reporting 19.00 pad so now owe 2601/31943 and paid 13979/10000 in 2012.

    Happy Tuesday all!!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.