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Pay off as much as you can in 2012 challenge!

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  • jwil
    jwil Posts: 22,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sarahs999 wrote: »
    Very exicited - just killed the capital one card. Just one CC left to go, and under £1k! The light is definitely shining at the end of the tunnel....

    Wow, great stuff Sarah :j
    jacci45 wrote: »
    Just to let you know, got the best best news all is absolutely fine and I do not have to have anymore mri scans, just 6 monthly xrays for the next 2 years and that should be it. dont even need to make the 130 mile round trip to see my consultant, can have the xray done at a more local hospital and we will correspond by post and email!!

    He also assured me it will not shorten my life so I am a very happy bunny, had the 1st xray today which he called a very happy xray as all looked so good and have decided to make my dfd feb 2013 as that is when my next xray is due!!

    Take care all!!

    That is fantastic news Jacci, congratulations! :j :T You are very close to being debt free too.
    archery wrote: »
    some small payments for me today

    ebay sale £4.66
    another week of eating out of the cupboards - week 15 £20
    used car for work training course £46.80 fuel allowance

    all adds upto another top up payment of £71.46 to my mortgage

    off to the Isle of Wight with the Scouts for a week tomorrow.

    have a good weekend everyone

    new totals below

    number89
    archery £8125.03/£13,500 (60% of target)

    You're doing so well archery, well done! Have a good week on the Isle of Wight.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks for the updates everyone :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sarah - are you still doing SW? Do you know what their guidance is during pregnancy?
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    I am Jwil, though now I am using it as a rough guide and calorie counting nstead as I find it a bit more flexible. I think the guide is to continue with extra easy but add in another HEA (the dairy one). The idea is to maintain rather than lose. Are you doing it too? We seem to be sisters!
  • shazbot79
    shazbot79 Posts: 24 Forumite
    A bit late I know...apologies, my July update is paid another £309.15. Thanks
  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    well i have had a rubbish day a debt a thought my ex had been paying has been taken over by a collection agency and unfortunately they have given up chasing him and have contacted me :( so my debt has increased by over £3800. oh well hopefully they will accept the measly monthly amount i can afford puts my dfd way way back though will have to do the number crunching tomorrow. hope everyones ok
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
  • Twiggy_34
    Twiggy_34 Posts: 685 Forumite
    edited 18 August 2012 at 5:55PM
    This post is going to be full of mixed emotions & a mixed lot of good/bad news.

    Firstly I managed to make some reasonably good sized payments this month totalling £122.

    103 - £1748/£3566

    We finally completed on the purchase of our flat on 31st July so that means we now have a mortgage for £68k.

    Some of you may recall that I was going to have to increase my debt further by including a loan which my dad had given me for my half of the deposit, something I was going to add once the deposit had actually gone through and been taken from my account.

    The bad/sad news is that my dad passed away suddenly at the beginning of this month after a short illness. :cry:

    Jwil, if it's ok with you, I will continue to document my progress clearing my c/card debts while we sort out his estate, but once it's sorted I'm unsure of what to do regarding my participation with this challenge, as it's possible that I will be able to clear my debts (with the exception of the mortgage). That's something to worry about at a later date though and I'm not in any hurry to leave all you fellow challengers just yet!
    £12k in 2019 #084 £3000/£3000
    £2 Savers Club 2019 #18 TOTAL:£394 (2013-2018 = £1542)
  • Twiggy, my thoughts are with you. I lost my Mum last month as well and know exactly how you feel. Life just kind of stops. I know I am still trying to carry on debt busting but it has been very difficult.Not much money left over from Mum's estate after paying everything so I am just plodding on :). *Hugs*
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Twiggy_34
    Twiggy_34 Posts: 685 Forumite
    Thanks Millionaire, sorry to hear of your loss also. It's a stressful time isn't it, you just don't realise how much until you're in those shoes. However, keeping busy and sorting out all the things that have to be done is what is keeping me going so far... x
    £12k in 2019 #084 £3000/£3000
    £2 Savers Club 2019 #18 TOTAL:£394 (2013-2018 = £1542)
  • jacci45
    jacci45 Posts: 1,636 Forumite
    no 36 reporting...20.00 pad so now owe 2640/31943 and paid 13960/10000 in 2012...

    Happy Sunday all!!
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