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Pay off as much as you can in 2012 challenge!

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Comments

  • jwil
    jwil Posts: 22,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sarahs999 wrote: »
    Free listing on ebay this weekend if you use your mobile to do it. Might be taking advantage of that...

    It's for everyone, you don't need to use the mobile thankfully :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • yorpington
    yorpington Posts: 252 Forumite
    Eighth Anniversary Debt-free and Proud!
    Sofa payment went out, so I'm up to £5795/£8500 :T
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    if you are able to use the mobile app i would def recommend as it is a lot quicker than using the normal site!

    hmmm well i would be very close to being debt free within original target date but unfortunately i have booked two big holidays! oops :o provided i maintain payments i have prob added a year to my debt free date but its worth it in my opinion (although i would like to clear it before going away again).

    stats so far for june-

    Pay as much as you can off in 2012 member 7- £2701/ £5978.82
    Paid in june- £152 :)

    will be back next week to make my big payment when i get my lodgers rent and main ms payment
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • Twiggy_34
    Twiggy_34 Posts: 685 Forumite
    A little bit late posting this month! I've paid £107 this month leaving me at

    103 - £1469/£3566
    £12k in 2019 #084 £3000/£3000
    £2 Savers Club 2019 #18 TOTAL:£394 (2013-2018 = £1542)
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36 reporting 20.00 PAD so now owe 2949/31943 and paid 13627/10000 in 2012.

    Happy Sunday night all!!
  • mr2jay
    mr2jay Posts: 191 Forumite
    #133 reporting in.

    Paid off another £100

    Total Paid Off £618.68/£5000
    Key - Balance/Remaining - Total £15073.21/£8283.11
    Rent Arrears - £4770/£985, Council Tax £1582.26/£1200, Eon Energy £907.10/£600, Anglian £317.06/£105.32, Car Loan £1200/£450, CC £4632.79/£4152.79, Personal Debts £1270/£790, [STRIKE]Wage Advance £400/£0[/STRIKE]
  • jwil
    jwil Posts: 22,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    fastdeb wrote: »
    Hi All,

    Redundancy pay came through so have made some big payments. Won't make an more until next month to give me chance to figure out how much we need to live off. So my June totals will be

    Reduced debt by £8151 in June so...
    Total debt reduced by £10562.07/£5000 target
    Now owe just £437.93/£11000!

    Aside from the redundancy pay this forum has really helped me focus on reducing the debts and my monthly amounts have been much better than I hoped. Will see how things go but may change my totals to include mortgage once other debts are gone and see if I can start overpaying on that if I am able...

    Thanks everyone!
    Fastdeb

    Well done Fastdeb! Let me know if you want to change your targets.
    lynnsey30 wrote: »
    not over halfway but im 100% up on this time last year as i couldnt even pay the interest on my loan then so im happy that this year its going down not up :)

    That's a great result lynnsey!
    I just hope its gone by then Jwil...I thought the same 2 years ago but then work cut our money and things got worse. Fingers crossed the economy is getting better:)

    Fingers crossed everything is improving.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    if you are able to use the mobile app i would def recommend as it is a lot quicker than using the normal site!

    hmmm well i would be very close to being debt free within original target date but unfortunately i have booked two big holidays! oops :o provided i maintain payments i have prob added a year to my debt free date but its worth it in my opinion (although i would like to clear it before going away again).

    stats so far for june-

    Pay as much as you can off in 2012 member 7- £2701/ £5978.82
    Paid in june- £152 :)

    will be back next week to make my big payment when i get my lodgers rent and main ms payment

    A year isn't huge in the grand scheme of things, so hope you enjoy your holidays! It also gives you an incentive to try and clear a bit more beforehand.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks for the updates everyone. I've paid £13 today :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jacci45
    jacci45 Posts: 1,636 Forumite
    edited 18 June 2012 at 10:43AM
    No 36 reporting 10.00 PAD so now owe 2939/31943 and paid 13637/10000 in 2012.
    Happy Monday all!!
    Im fortunately going away for about 3 weeks soon and will not be PADing whilst Im away,its going to make my DFD later but we really need a break so will still be PADing when Im in the UK but wont when Im not here.
    Now Ive got here I think I need to balance life v debt paying, I think it will probably make a difference to my DFD of about a month so not too bad in the scheme of things!!
    Good luck all and well done FastDeb!!
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