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Pay off as much as you can in 2012 challenge!

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Comments

  • jwil
    jwil Posts: 22,186 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    cakelover wrote: »
    Hi All

    Please can I join this years challenge with a target of £3762.44

    This is made up of:
    £903.92 - Bank Loan (4 more payments - :j )
    £2708.52 - Credit Card
    £150 - Overdraft

    If I manage to pay it all off, I will be debt free for the first time since I was about 19/20, I am no 27!

    I also want to have lots in savings in 2012 for things I want to save for.

    Good luck everyone!

    Welcome back cakelover, how brill to be debt free in 2012, good luck! :)
    michmcc79 wrote: »
    Good morning all!

    I joined last year and although I continued my payments... I kind of lapsed on the posts! :o

    Pleeeeeeeeease can I have a second chance for 2012...I promise to be an excellent poster and let you know every penny I pay! :D

    I aim to pay £1900 by the end of the year - no more credit card spending!! :A

    I'm going to start in January. Good luck everybody!!!! :T :beer::T:beer:

    We'll forgive you michmcc :naughty::D. Good luck with the debtbusting :)

    Oh, and by the way, if you know what you've paid off this year, feel free to come back to the 2011 thread and give us a total - it will bump the group total up, you'll be most welcome :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,186 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oooh, who wants to be number 50 ???? :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Candifloss_2
    Candifloss_2 Posts: 60 Forumite
    Good evening to you all

    Would you mind if i joined in with this merry group :)

    Have a large credit card debt that needs repaying so i'm aiming for £10,000 this year

    Candi
    2012 challenge 949.55/10,000 :o

    13/12/11 - 314.20/18,964.99 :mad:

    Vanquis 0/£2148.55 Barclaycard 0/7127.94 Virgin 100/4998.33 AW 100/1672.74 CYM 106.25/2400 CSA 0/560 BM (mortgage) 300/77,423
  • cutestkids
    cutestkids Posts: 1,670 Forumite
    Part of the Furniture 1,000 Posts
    Hi hope everyone is doing well paid £35.00 towards cc today so that brings my total so far to £185.03 / £5000
    1 Sealed Pot Challenge # 1480
    2 Stopped Smoking 28/08/2011
    3 Joined Payment A Day Challenge 3/12/2011
    4 One debt vs 100 days part 15 £579.62/ £579.62New challenge £155.73/£500
    5 Pay off as much as you can in 2013 challenge!£6609.20 / £7500
  • jwil
    jwil Posts: 22,186 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Candifloss wrote: »
    Good evening to you all

    Would you mind if i joined in with this merry group :)

    Have a large credit card debt that needs repaying so i'm aiming for £10,000 this year

    Candi

    Welcome Candifloss, you are our 50th member :j Good luck with the debtbusting :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Another £195.27 off here thanks to selling my spinning wheel so £245.68 total!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • jwil
    jwil Posts: 22,186 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    In_Search_Of_Me wrote: »
    Another £195.27 off here thanks to selling my spinning wheel so £245.68 total!

    That's a good price, well done on the sale!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • cutestkids
    cutestkids Posts: 1,670 Forumite
    Part of the Furniture 1,000 Posts
    Rounded down my current account this evening so managed to overpay £4.00 to the credit card so running total now stands at £189.03 / £5000
    1 Sealed Pot Challenge # 1480
    2 Stopped Smoking 28/08/2011
    3 Joined Payment A Day Challenge 3/12/2011
    4 One debt vs 100 days part 15 £579.62/ £579.62New challenge £155.73/£500
    5 Pay off as much as you can in 2013 challenge!£6609.20 / £7500
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,531 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    i'm getting jealous seeing everyone else start! :rotfl:lol i'm very impatient for 1st Jan so I can start paying some more debt off (omg how sad do i sound :eek:)

    well done to everyone that has started already :j
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
    https://forums.moneysavingexpert.com/discussion/6496485/buying-a-little-piece-of-middle-england#latest
  • Candifloss_2
    Candifloss_2 Posts: 60 Forumite
    jwil wrote: »
    Welcome Candifloss, you are our 50th member :j Good luck with the debtbusting :)

    Thank you :)

    Off to start ebaying (as well as wrapping pressies - have a VERY large family so there are loads to wrap:santa2:) so christmas tunes will be on and just debating whether it too early for a glass of wine :think:

    Have fun everyone
    2012 challenge 949.55/10,000 :o

    13/12/11 - 314.20/18,964.99 :mad:

    Vanquis 0/£2148.55 Barclaycard 0/7127.94 Virgin 100/4998.33 AW 100/1672.74 CYM 106.25/2400 CSA 0/560 BM (mortgage) 300/77,423
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