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Pay off as much as you can in 2012 challenge!

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  • jwil
    jwil Posts: 21,895 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    cakelover wrote: »
    Hi All

    Please can I join this years challenge with a target of £3762.44

    This is made up of:
    £903.92 - Bank Loan (4 more payments - :j )
    £2708.52 - Credit Card
    £150 - Overdraft

    If I manage to pay it all off, I will be debt free for the first time since I was about 19/20, I am no 27!

    I also want to have lots in savings in 2012 for things I want to save for.

    Good luck everyone!

    Welcome back cakelover, how brill to be debt free in 2012, good luck! :)
    michmcc79 wrote: »
    Good morning all!

    I joined last year and although I continued my payments... I kind of lapsed on the posts! :o

    Pleeeeeeeeease can I have a second chance for 2012...I promise to be an excellent poster and let you know every penny I pay! :D

    I aim to pay £1900 by the end of the year - no more credit card spending!! :A

    I'm going to start in January. Good luck everybody!!!! :T :beer::T:beer:

    We'll forgive you michmcc :naughty::D. Good luck with the debtbusting :)

    Oh, and by the way, if you know what you've paid off this year, feel free to come back to the 2011 thread and give us a total - it will bump the group total up, you'll be most welcome :D
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,895 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oooh, who wants to be number 50 ???? :D
    "If you can dream it, you can do it". Walt Disney
  • Candifloss_2
    Candifloss_2 Posts: 60 Forumite
    Good evening to you all

    Would you mind if i joined in with this merry group :)

    Have a large credit card debt that needs repaying so i'm aiming for £10,000 this year

    Candi
    2012 challenge 949.55/10,000 :o

    13/12/11 - 314.20/18,964.99 :mad:

    Vanquis 0/£2148.55 Barclaycard 0/7127.94 Virgin 100/4998.33 AW 100/1672.74 CYM 106.25/2400 CSA 0/560 BM (mortgage) 300/77,423
  • cutestkids
    cutestkids Posts: 1,670 Forumite
    Part of the Furniture 1,000 Posts
    Hi hope everyone is doing well paid £35.00 towards cc today so that brings my total so far to £185.03 / £5000
    1 Sealed Pot Challenge # 1480
    2 Stopped Smoking 28/08/2011
    3 Joined Payment A Day Challenge 3/12/2011
    4 One debt vs 100 days part 15 £579.62/ £579.62New challenge £155.73/£500
    5 Pay off as much as you can in 2013 challenge!£6609.20 / £7500
  • jwil
    jwil Posts: 21,895 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Candifloss wrote: »
    Good evening to you all

    Would you mind if i joined in with this merry group :)

    Have a large credit card debt that needs repaying so i'm aiming for £10,000 this year

    Candi

    Welcome Candifloss, you are our 50th member :j Good luck with the debtbusting :)
    "If you can dream it, you can do it". Walt Disney
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Another £195.27 off here thanks to selling my spinning wheel so £245.68 total!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • jwil
    jwil Posts: 21,895 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    In_Search_Of_Me wrote: »
    Another £195.27 off here thanks to selling my spinning wheel so £245.68 total!

    That's a good price, well done on the sale!
    "If you can dream it, you can do it". Walt Disney
  • cutestkids
    cutestkids Posts: 1,670 Forumite
    Part of the Furniture 1,000 Posts
    Rounded down my current account this evening so managed to overpay £4.00 to the credit card so running total now stands at £189.03 / £5000
    1 Sealed Pot Challenge # 1480
    2 Stopped Smoking 28/08/2011
    3 Joined Payment A Day Challenge 3/12/2011
    4 One debt vs 100 days part 15 £579.62/ £579.62New challenge £155.73/£500
    5 Pay off as much as you can in 2013 challenge!£6609.20 / £7500
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    i'm getting jealous seeing everyone else start! :rotfl:lol i'm very impatient for 1st Jan so I can start paying some more debt off (omg how sad do i sound :eek:)

    well done to everyone that has started already :j
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
    https://forums.moneysavingexpert.com/discussion/6496485/buying-a-little-piece-of-middle-england#latest
  • Candifloss_2
    Candifloss_2 Posts: 60 Forumite
    jwil wrote: »
    Welcome Candifloss, you are our 50th member :j Good luck with the debtbusting :)

    Thank you :)

    Off to start ebaying (as well as wrapping pressies - have a VERY large family so there are loads to wrap:santa2:) so christmas tunes will be on and just debating whether it too early for a glass of wine :think:

    Have fun everyone
    2012 challenge 949.55/10,000 :o

    13/12/11 - 314.20/18,964.99 :mad:

    Vanquis 0/£2148.55 Barclaycard 0/7127.94 Virgin 100/4998.33 AW 100/1672.74 CYM 106.25/2400 CSA 0/560 BM (mortgage) 300/77,423
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