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Pay off as much as you can in 2012 challenge!

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Comments

  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    Your total's looking pretty fine jwil! I only have another couple of hundred pounds coming towards debts this month, so I have to decide what to do with my cap one card, which will have about £600 or so left on it. Virgin are offering me a nice 0% BT deal, which would be brilliant as then I'd have only one CC - but the transfer fee is 5%! Ridiculous.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Paid £250 towards my credit card today :)

    brings my total £1977.83 / £5000 but this will be going back up again as lawyer fees need to go on it next month :mad: I find it ironic that my divorce will end up costing me more than my blooming wedding, my ex is defo dragging this out for the fun of it lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • seasideDreamer
    seasideDreamer Posts: 1,363 Forumite
    Tenth Anniversary Combo Breaker Debt-free and Proud!
    sarahs999 wrote: »
    Your total's looking pretty fine jwil! I only have another couple of hundred pounds coming towards debts this month, so I have to decide what to do with my cap one card, which will have about £600 or so left on it. Virgin are offering me a nice 0% BT deal, which would be brilliant as then I'd have only one CC - but the transfer fee is 5%! Ridiculous.

    I'd leave it Sarah and pay it off first and do min on others...you usually pay off a fair whack each month so the interest will probably be less:)
    Debt free and busy treating myself:)

    No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    I guess i need to find out what interest rate it's going to convert to. I;ve been doing min on the other card for a while now; we just haven't got that much extra coming in until August, when we have a massive £1k of gigs coming - but by then we'll have had three months' interest to pay. Will do some calculations I guess...
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    OK, it looks like I will be paying only £9 a month max so you're right seaside Dreamer, I can just leave it. Feels so wrong though - I am usually so on top of my balance transfers!
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36 reporting now owe 3239/31943 and paid 13337/10000 in 2012.

    Happy Saturday all!!
  • £6.50 today so that's £2899.45/ £10,000
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • archery
    archery Posts: 238 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Archery checking in hope everyone is having a great weekend

    I Have decided to start eating out of the cupboards and freezer. I last went shopping 7th May so am going to pay an extra £40 of my debt today and for each week i manage to go without shopping will pay another £20 off my mortgage

    so my total now stands at £4337.34/£13,500

    Archery number 89
    Practising Scrooge and stingy old miser.
  • NSL
    NSL Posts: 7 Forumite
    Hi Everybody

    I've made a few good payments this month. I've managed to repay £1,903 this month and this takes it to:

    The numbers are now £8,575/£10,000
    Debts at LBM £22,422.12 (Dec '11) :( £13,847 (May '12) £6,000 (Jun '12)
    CO: £[STRIKE]2,100[/STRIKE],£0 MBNA: £[STRIKE]5,953.55[/STRIKE], £0, BC: [STRIKE]£12,067.99[/STRIKE],£6,000 Mint: £[STRIKE]2,300.58[/STRIKE],£0



  • cutestkids
    cutestkids Posts: 1,670 Forumite
    Part of the Furniture 1,000 Posts
    Total payments of £90.42 this week making my running totals £3364.72 / £5000
    1 Sealed Pot Challenge # 1480
    2 Stopped Smoking 28/08/2011
    3 Joined Payment A Day Challenge 3/12/2011
    4 One debt vs 100 days part 15 £579.62/ £579.62New challenge £155.73/£500
    5 Pay off as much as you can in 2013 challenge!£6609.20 / £7500
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