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HOW MUCH HAVE/ WILL YOU SPEND TODAY WEDNESDAY 31st JANUARY
Comments
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            Okay was going to be a NSD today but run oiut of butter, fruit and we were low on milk too so thought I would do a mini shop as I wanted to get some stuff for cleaning as well (having now joined the Flylady cleaning thread
 ).  Anyway only bought what I had on my list but came to
£12.53 :eek:
Spent about the same amount yesterday as well so I really need to get my supermarket spending under control.
Tomorrow I will treat myself to a sandwich, drink and packet of crips when out for lunch so hoping for no more than £5.00 on that.0 - 
            I really haven't got the hang of this budgeting thing....

Let's just say we'll be eating beans on toast til Monday... (probably minus the beans by Saturday, and minus the toast by Sunday).
Spent £18 at Tescos and when I checked the receipt (in a ruthless mood), there was over £9 of 'stuff' I could have done without.
Oh well. I'll keep trying.
P x0 - 
            I didn't go out at lunch time in the end for a paper so had another NSD still have my £5.33 :j
Made the weetabix brownies I was going to and OH is making shortbread now so we have things for the pudding party made from things in the cupboards :money:
OH spent day at home as we had work men in rectifying problems with our new home so he didn't spend any more either
Not technically a NSD as we've ordered our dishwasher (following the above work to make space for it) but that was budgeted for - we've used part of our deposit money. Checked prices on kelkoo etc. went through cashback site and got boots points too (another £20 worth) so really pleased have plans for the points already
                        Initial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580 - 
            still 70p although i did save in the long run. I put three expressos in my coffee, which are normally 70p each, but the coffee is weak so i justify not paying the extra £1.40
                        March 2006 £15,200+ in debt April £843.64 in debt - Debt Free date Sept 2009
Egg Credit Card - £843.64 5.7%0 - 
            Hi everyone, I also had to get the car tax today, but I'll take that out of another budget. Spent £1.20 on a bottle of juice and a bag of crisps. I also bought a lottery ticket, £1.0
 - 
            35p on chocolate at work
£2.50 on lunch (I'm feeling a bit fed up atm and everyone else was ordering in so I did too)
also sent an amazon parcel (buyer pays postage) and petrol (bedgeted for) so total £2.85 out of weekly budget
 GOD BLESS DURAN DURAN 
Official DFW Nerd Club - Member no 293 Proud to be dealing with my debtsMarch NSD 5/10 March Make £5 Day £99.28/£1550 - 
            £3.99 in Boots
£65 on a monthly bus passTesco points: 101 (£21.50, £19.50, £7.50, £21 & £5)
Boots points: £0.28
Pigsback points: 715 (4 xBoots£10 & 1 xPizzaHut£10, 2 x £10 clothing vouchers)
Mutual points: 3417 (redeemed 8250)
Rpoints:redeemed 28925 points)Cashbag:£8.91(£20)0 - 
            lynsayjane wrote:there's a bi of drizzle going on up here, almost wish i could just stay in bed, but that would be self destructive wouldn't it? off to work shortly.
today will either be a no spend day and i'll go to the gym after work or i'll go to the pub quiz with friends after work and i'll send a quid on a soft drink. either way i'm still within that £20 budget woot! :j
have a good day y'all and keep a big
  on!
well final total, i spent 38p on some savers apple pies for with tea after the gym...i know it's a bit of an oxymoron that, but the way i see it is i go to the gym so i can enjoy the odd apple pie without feeling guilty! still on budget tho :j0 - 
            As if I wasn't having a bad enough week, I got sucked into Primark and spent another £26.50!Bank loan - [STRIKE]£9949.52 [/STRIKE]/ £8705.83 * Loan from DH - [STRIKE]£600[/STRIKE]/ £350 * Overdraft - [STRIKE]£0[/STRIKE] £648.47
Total debt at LBM (09 2006) - £10,549.52 Total debt on 14 Mar 2007 - £9704.30 - 8.1% Paid off
This week's budget - £20 Spend so far - £32.50
March's target - keep overdraft below £600 - failed
Proud to be dealing with my debts0 - 
            Woohoo
Finally a NSD for me, I left my money at home :j"Tomorrow is always fresh, with no mistakes in it." (Montgomery, L.M.(1908). Anne of Green Gables.)
Debt Free Nerd No. 186 Debt was £16,534.03 Now £9,588.50
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