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Court ordered fine that I did not know about and now I have to pay baliffs!
I was fined 6 points off my drivers liscence earlier this year as I forgot to renew my insurance in December as I has so much going on. I was suppose to pay a fine of £325, but did not get a letter for that. It then came to light several months later when I received a baliffs letter saying I owed £400.
I called the Baliffs who said that I need to contact the London Collections & Compliance Centre (LCCC) to see what the fine was for. I wrote the LCCC a letter and realised it was for not renewing my insurance, but I had no idea I was suppose to pay the fine in the first place, so why am I being charged an extra £75?? I contacted the LCCC via phone ( I was on hold for 45mins) to tell them the situation, they told me to contact the Wesminister Magistrates, I did that (again on hold for 45mins) and they told me to contact the LCCC ( again I was on hold for 45mins). At this point I gave up as I am a student and had an assessment coming up that was important.
So I rang the baliffs explaining the situation and said that I would pay the £400 (extra £75) even though it was not my fault and the baliffs told me they would put the fine on hold and I should call back the LCCC and tell them the situation as I should not need to pay the extra £75 if I did not receive the letter.
I called the LCCC again ( on hold 45mins of course) for them to tell me again that I need to cal the Westminister Magistrates to explain. I said they I had done this before and that the Westminister Magistrates sent me straight back to the LCCC. After 20mins of arguing that I am suppose to call the LCCC, I was then put on hold again for the lady to speak to her line manager. They finally told me what to do, wrote notes down on my account explaining the situation and that all I had to do was write a letter in stating all that I had discussed with the LCCC and I would be able to pay the orginal £325 and would have a payment scheme where I could pay monthly as I am a student and my tutition fees are a total of £20k. So I did as requested.
A few weeks letter I receieve a baliff letter of £600 and a letter stating that my appliaction cannot be dealt with by this office as the time available has expired and the account has been passed onto the baliffs to collect the £325 plus another £200 and I should sort all with the baliffs.
So I made a call back to the LCCC explaining what had happened (yes on hold but for 30mins only) and for them to look at my notes. Now they are saying they cannot make any promises, but they might be able to reduce the fine back to the original £325 plus the £75 for the baliffs.
Meaning I still have to pay the fine, with extra £75 on top, even though it was not my fault. I would understand if I was drink driving, or did something that would endanger lives of people, but I forgot to renew my insurance as a lot was happening (my father having a heart attack included), of which I explained to the court and I still get this!? I would have paid the £400 originally, but now I want to do something about this. I really do not want to think that the council/goverment are just trying to make money as the economy is not in the greatest state right now, but this just leads me to believe they just might be and I am not going to just sit here and get fined when I am a person who does not deserve to be.
Please can someone help as I am not sure what to do anymore.
I called the Baliffs who said that I need to contact the London Collections & Compliance Centre (LCCC) to see what the fine was for. I wrote the LCCC a letter and realised it was for not renewing my insurance, but I had no idea I was suppose to pay the fine in the first place, so why am I being charged an extra £75?? I contacted the LCCC via phone ( I was on hold for 45mins) to tell them the situation, they told me to contact the Wesminister Magistrates, I did that (again on hold for 45mins) and they told me to contact the LCCC ( again I was on hold for 45mins). At this point I gave up as I am a student and had an assessment coming up that was important.
So I rang the baliffs explaining the situation and said that I would pay the £400 (extra £75) even though it was not my fault and the baliffs told me they would put the fine on hold and I should call back the LCCC and tell them the situation as I should not need to pay the extra £75 if I did not receive the letter.
I called the LCCC again ( on hold 45mins of course) for them to tell me again that I need to cal the Westminister Magistrates to explain. I said they I had done this before and that the Westminister Magistrates sent me straight back to the LCCC. After 20mins of arguing that I am suppose to call the LCCC, I was then put on hold again for the lady to speak to her line manager. They finally told me what to do, wrote notes down on my account explaining the situation and that all I had to do was write a letter in stating all that I had discussed with the LCCC and I would be able to pay the orginal £325 and would have a payment scheme where I could pay monthly as I am a student and my tutition fees are a total of £20k. So I did as requested.
A few weeks letter I receieve a baliff letter of £600 and a letter stating that my appliaction cannot be dealt with by this office as the time available has expired and the account has been passed onto the baliffs to collect the £325 plus another £200 and I should sort all with the baliffs.
So I made a call back to the LCCC explaining what had happened (yes on hold but for 30mins only) and for them to look at my notes. Now they are saying they cannot make any promises, but they might be able to reduce the fine back to the original £325 plus the £75 for the baliffs.
Meaning I still have to pay the fine, with extra £75 on top, even though it was not my fault. I would understand if I was drink driving, or did something that would endanger lives of people, but I forgot to renew my insurance as a lot was happening (my father having a heart attack included), of which I explained to the court and I still get this!? I would have paid the £400 originally, but now I want to do something about this. I really do not want to think that the council/goverment are just trying to make money as the economy is not in the greatest state right now, but this just leads me to believe they just might be and I am not going to just sit here and get fined when I am a person who does not deserve to be.
Please can someone help as I am not sure what to do anymore.
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Comments
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You have to pay fines, it is unlikely that you would get just points on a license without a fine, best pay up and quickly, as the amount will grow and no sob story will help you
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You were caught without insurance....I am not going to just sit here and get fined when I am a person who does not deserve to be.
Seems pretty clear you deserve to be fined.
What is not quite so clear is why you didn't get notified of the fine in a reasonable time.
The Maj Court should be able to confirm that they sent a letter, and the address they sent it to.
Have you moved recently?
Maybe that's what went wrong.0
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