We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Advice needed please on mortgages
emma2105
Posts: 63 Forumite
Hi All,
just a quick question (not sure if theres a quick answer) but me and my partner are looking to get our 1st mortgage. I'm just wondering if you have an overdraft does that give you a bad credit rating?
Any advice appreciated,
thanks
Emma
just a quick question (not sure if theres a quick answer) but me and my partner are looking to get our 1st mortgage. I'm just wondering if you have an overdraft does that give you a bad credit rating?
Any advice appreciated,
thanks
Emma
Debts: 1)[STRIKE]£3,000[/STRIKE] [STRIKE]£2,850[/STRIKE]£2,800 2)[STRIKE]£1,000 [/STRIKE][STRIKE]£980 [/STRIKE] [STRIKE]£930[/STRIKE] [STRIKE]£900[/STRIKE] £6003)[STRIKE]£650[/STRIKE]£588 4)[STRIKE]£300[/STRIKE] [STRIKE]£279.95[/STRIKE] £0!!! Cancelled card 29/11/11
Pay One debt 2012! #6 £4950/[STRIKE]£582[/STRIKE] [STRIKE]£662[/STRIKE] £962 paid so far :T
Pay One debt 2012! #6 £4950/[STRIKE]£582[/STRIKE] [STRIKE]£662[/STRIKE] £962 paid so far :T
0
Comments
-
Having an overdraft facility does not give you a bad credit rating - being in your overdraft all the time on the other hand can affect things - it shows you are not managing your month to month finances. If it affects your applications for a mortgage enough to be bad... anyones guess...DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
thank you - fingers crossed! :SDebts: 1)[STRIKE]£3,000[/STRIKE] [STRIKE]£2,850[/STRIKE]£2,800 2)[STRIKE]£1,000 [/STRIKE][STRIKE]£980 [/STRIKE] [STRIKE]£930[/STRIKE] [STRIKE]£900[/STRIKE] £6003)[STRIKE]£650[/STRIKE]£588 4)[STRIKE]£300[/STRIKE] [STRIKE]£279.95[/STRIKE] £0!!! Cancelled card 29/11/11
Pay One debt 2012! #6 £4950/[STRIKE]£582[/STRIKE] [STRIKE]£662[/STRIKE] £962 paid so far :T0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards