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2012 mfw

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Comments

  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    sweet daisy the size of o/p is irrelavent

    you could hav a £400 a month mortgage an o/p £500

    or a £850 a month mortgage an o/p £50

    my target is £9000 but that not o/p its total payments towards mortgage
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • Catslovelycats
    Catslovelycats Posts: 1,749 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    Sweetdaisy, I'm OPIng £57 at the moment - and proud of it!
    Join us - do!!
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Thanks :).

    Can I join please? (I don't have a number). I would like to set myself a target of £800. I will see how I get on and change the target if I am able to overpay more.
  • madeupname1
    madeupname1 Posts: 443 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    sweetdaisy wrote: »
    Thanks :).

    Can I join please? (I don't have a number). I would like to set myself a target of £800. I will see how I get on and change the target if I am able to overpay more.

    Just to echo what others have said ABSOLUTELY ALL overpayers (no matter how big or small) are welcome to join our friendly club!!:j

    We had a vacancy at # 31 sweet daisy so thats you now added!
  • downsizer3
    downsizer3 Posts: 683 Forumite
    Hi!
    Can I join too?
    I'm currently just OPing £72pm - just a figure that rounds my monthly mortgage payment up to £300, but reduces my term to 10years :)
    Once I've paid of my card and tax credit OPment I'll bump it up further I hope.
    Here's to a year of money going into the pot and making us all in the + instead of - !! :beer:
    May 2018 - £159k + £3.5K CC - let the countdown begin! :)
    March 2019 - CC gone and bye bye M2 on 31st! £140k to go.:j
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Consider yourself joined downsizer3 at No. 42. Welcome and good luck.

    All the best,
    Spigs
    Mortgage Free October 2013 :T
  • puddle96
    puddle96 Posts: 124 Forumite
    Part of the Furniture 100 Posts
    Can I join in again please?
    I'll go for 6000 in 2012 but have a secret plan (which if it comes off) means I will be MF. Better go update the 2011 thread now
    Thanks
    Puddle
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You're in at No.43 puddle96. Welcome and good luck!

    All the best
    Spigs
    Mortgage Free October 2013 :T
  • MsWow
    MsWow Posts: 49 Forumite
    Part of the Furniture Combo Breaker
    Spiggle wrote: »
    Morning All,

    MsWow you're in and at No.26.

    Spigs

    Thank you, you are all so efficient :beer:. It was a good idea having more people updating this thread.

    I hope everyone will reach their target for 2012. Good luck!
  • originalmiscellany
    originalmiscellany Posts: 1,655 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    I have to agree! A lot easier to have several people, if we all log in once a day at random intervals, we check every 8 hours, and it's less work for us all. A win-win for everyone :)
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045
    Aims: 1) To pay off mortgage within 20 years - 2037
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