2012 mfw

Spiggle

Good evening,

I've added your OP froddington, keep it up!

Curlygirl your additional OP is on the spreadsheet. And why shouldn't you when you can?!?!

From the googledoc, your OP has been added Sepa74, brilliant!

Take care,
Spigs

trills

Just recorded two more OP on the spreadsheets. Lots of incoming/outgoing juggling at the moment. My brain hurts 0_o

Spiggle

I hope your brain feels better trills! I've updated your OPs on the spreadsheet.

UnionGirl your Feb and March OPs from the googledoc are now updated on the spreadsheet.

And southernman your googledoc update has been transferred to the spreadsheet too.

Take care all,
Spigs

skaps

Hi my OP for March was £810 please could this be added my number is 55.

Thanks

Well done everyone keep it up.

Spiggle

Good morning,

Well done on a great OP skaps, the spreadsheet is updated for you.

That's wonderful Lilium, your OP is listed and you stand at a great big 150% of target!

See you all later,
Spigs

rockabelle

I was feeling depressed at having to dip into my savings this month (for the first time in years, and it’s only the middle of the month ), and thinking how large my mortgage still was, and basically working myself into a right tizzy. So I decided to do some calculations, and was sufficiently inspired by the outcome, that I thought I’d post here and hope that this gives anyone else going through the mid-month doldrums a bit of a boost, and a reminder as to how fabulous overpayments really are.
When we first took out the mortgage, in April 11, the projected total interest due over the 25 years, was £94,303 :eek: (assuming interest rates stayed the same the whole time – yes I know, big assumption!).
However, in the past year, we’ve overpaid £25.4k, and paid £8.5k as part of the regular payments. Even if we don’t overpay another penny, the projected interest (including what we’ve already paid), is £75,104. So we’ve saved £19.2k! Which means for every £1 of capital we’ve so far paid off, we’ve saved 56p interest over the lifetime of the mortgage. 56p per pound seems fantastic to me, so now all I have to do is save a few more pounds….

Jock_Tight

£190 OP went in on Friday 9th March bringing my total to £1140 so far for the year.

pammyj74

No. 53 signing in
Have Op'd another £200 total for month £700, total for year £2050

greent

No 28 here Total OPs for March now (I reported some at the beginning of the month) are £1643.57. I think that makes YTD OPs at £3540.71 - about 59% of ytd target 3 months into the year

Spiggle

Well good evening all,

Jock_Tight i've updated your OP on the spreadsheet.

Your extra OP has gone on too pammyj.

I've updated your OPs greent but I have a different total for the year to date at £3561 (rounded up) which is 59.35% of target, brilliant!

See you tomorrow,
Spigs