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Sat/Sun 26th/27th November What Small DFW Things Will You Do Today??!!

:)Sat/Sun 26th/27th November What Small DFW Things Will You Do Today??!! When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D
debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
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Comments

  • Good morning
    busy day today so better get my finger out

    today to do
    washing on
    hoover
    ironing loads
    build units
    check mum and dads old house
    and check the banking grr
    better get my finger out talk later have a great day xxxx
    debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
  • Morning thanks for starting us off LPP! I feel awful!!!! Drank too much last night & now I am suffering :( drinking coffee & waiting for the headache to pass....

    Today I intend to:
    • checked banking x2
    • check through cupboards/fridge/freezer & do meal plan/shopping list
    • read through PPI paperwork from financial Ombudsman
    • go for a walk (don't think I can run today!)
    • all meals from stores
    • going out with friend this evening - bingo hope we win!

    ok thats all I think I will do, but maybe there'll be more once I start to feel human again....

    Happy weekend y'all x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • Poor you dnms

    have a bacon roll good luck with the bingo xxx
    debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
  • mmmmmm bacon, I may just do that! x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • kjp
    kjp Posts: 428 Forumite
    100 Posts
    edited 26 November 2011 at 4:31PM
    Morning all!

    DNMS I feel your pain... Thankfully head's ok but tum's a bit tender, although a bacon sarnie does sound lush...!

    Had a great night last night and managed to come back with £40 out of the £50 I took with me - £4 on taxi, £5 on raffle tickets and £1 on the tombola - won a box of Heroes and a games compendium - bargain night! OH's wallet took the hit though - shame!

    Today I will:
    Check banks
    [STRIKE]Check CC - payments in?
    Check TCB
    Check Paypal
    Send one more invoice to Ebay buyer then file non-paying bidder claim - grr!!![/STRIKE]
    [STRIKE] List two books on Ebay[/STRIKE]
    Dust, vacuum and generally tidy up
    [STRIKE] Load in the washing machine at the moment, it's blowing a hoolie out there so won't need to use tumble dryer![/STRIKE]
    [STRIKE]Finish writing tags for Christmas presents[/STRIKE] and wrap remaining few Humn, next year I must do tags at the same time as wrapping, just had to unwrap a few to find out what on earth they were!!
    Make a start on the cards?
    Have a nose for Christmas presents for me!
    [STRIKE] Receive test items[/STRIKE]
    Few surveys maybe?

    As you can see, my aim today is to keep myself busy so I don't spend money!

    Have a lovely day everyone, and thanks for starting the thread LPP!

    Kxx
    House Fund: £2,800/£20,000 - 14%
  • natlie
    natlie Posts: 1,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 27 November 2011 at 10:59AM
    Hi
    thanks LPP, get well soon all hungover folk lol

    I have listed 19 things on ebay - free listing more to do
    done a load of dishes more to do today
    [STRIKE]
    washed the stuff DD2 was sick all over - she had a bug
    [/STRIKE]
    [STRIKE]started[/STRIKE] still cleaning lounge

    to do:

    [STRIKE]
    wake up oh - have tried 3 times already
    [/STRIKE]
    [STRIKE]
    go to edwardian food fair in National Trust house - they have ice rink there
    [/STRIKE] food fair was great - ice rink had no ice was plastic:undecided
    finish cleaning still ongoing
    hoover still to do
    NSD - Most important one! and again today
    more ebaying
    DMP 2021-2024: £30,668 £0 🥳

    Current debt: £7823.62 7720.52 7417.94
  • Pernicious
    Pernicious Posts: 1,786 Forumite
    edited 26 November 2011 at 10:12PM
    Morning all, just!

    Thanks LPP for starting us off.
    DNMS & KJP - Go on have the bacon sarnie! Bacon is the best cure for a hangover.

    Today's plan:-

    • [STRIKE]Food from stores[/STRIKE]
    • [STRIKE]Charge phone via pc[/STRIKE]
    • [STRIKE]Check for surveys[/STRIKE]
    • [STRIKE]Enter comps[/STRIKE]
    • Dinner from meal plan - OH wanted pizza...so pizza we had...
    • [STRIKE]Check online banking[/STRIKE]
    • [STRIKE]Check out this weeks flylady thread & do something[/STRIKE]
    • [STRIKE]Try & keep the heating on low[/STRIKE]
    • Use free washing up liquid
    • Arrange return of bolero
    • Package up some New Look items to return as well
    • [STRIKE]Pop to Mr T's, stick to list & check out reduced section[/STRIKE]
    • [STRIKE]OH doing at least 8 hours overtime today[/STRIKE]
    • [STRIKE]Washing on eco setting[/STRIKE]
    • [STRIKE]Hang up to dry[/STRIKE]
    • Work on some wedding related things - invitations are in dire need of finishing!
    Have a great, MSE day everyone x
    :idea:Debt at July 2012: £12,862.57 :eek:
    :dance:Current Debt: £0 :j
    100% paid off!
    :think: Savings Goal for November 2016: £5000 :cool:
    :D Current Savings: £1176.24 _party_
    23.52% Saved!
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    edited 26 November 2011 at 10:16PM
    Hello all!

    Poorly hungover ones- hope you feel better soon - nothing worse is there? I always think a big bag of salt and vinegar crisps and a bottle of coke does the trick - something to do with replacing the electrolytes with the salt, sugar and caffeine from the coke, all to wash down two industrial strenth paracetamol! (Can you tell I've done this before:rotfl:)




    Had a busy morning so far...
    • Walked the dog
    • Taken dog for haircut (looks like a startled cloud now!)
    • Hoovered and dusted whole house
    • Been to Mr T for groceries and used £10 giftcard and spent just £12 in cash:T
    • Took bagels out of the freezer for weekend lunches
    • One load of washing - drying naturally now
    • Done the bins
    Still to do...
    • Check bank done
    • Do a mini budget for the 2 weeks to payday done
    • Make a nice fresh tea - had such a busy week that my food has been quite rubbish :( and I'm feeling the effects done, veggie fajitas with raspberries for dessert, can feel the vitamins already!
    • Do about 2 hours of school work - can't decide between writing new lessons and marking exams - the excitement of it all;) nope, decided to have a rare complete day off and feel better for it
    • Stay in tonight and watch a DVD and the Jungle done, watched Intolerable Cruelty off the Sky Planner, mindless pap but just what I needed
    • Walk dog again to show off his new look done twice
    That's it for today so far....
  • DawnW
    DawnW Posts: 7,777 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hello :j

    Thanks for starting the thread LPP, and hope the hung over ones feel better soon. I feel your pain - I had one last Saturday, and felt yuck all day. It is such a shame to waste a whole day at home when I get so few, I made sure to stick to 1 1/2 glasses of wine (one and a half that is not eleven - it looks like that :rotfl:) last night, and will do the same again tonight if I decide to have any.

    Today I have:

    Put away the clothes that were literally all over the bedroom :o

    Watered and tidied up houseplants - poor things only get looked at once a week, which rules out most varieties :rotfl:

    Done a load of washing and pegged it outside

    Cleaned out chickens, who rewarded me with 2 eggs :D:D

    Walked to shops with my trolley - saves petrol, keeps one car off the roads, free exercise and stops me buying too much - what is not to like? I went to Waitrose today as I wanted some things they don't have in Aldis. Difference in the prices though :eek:

    HM meals from stores - just leftovers for me today as OH is out with a pal today and his wife is cooking them dinner :)

    Still to do:

    Make some scones to use up the clotted cream I bought the other day. I hae some HM raspberry jam somewhere too (there goes my diet again :eek:)

    Another load of washing

    Walk to the dry cleaners to pick up my summer mac - costs a fortune to have it cleaned but it is a posh make (from a CS I hasten to add!) and if I get it cleaned once a year it keeps it looking smart. I don't know, or care, how old it is, as it is fine even for posh work meetings in London :D

    Walk dog - might kill 2 birds with 1 stone so to speak and take her to the dry cleaners.

    Dusting - OH hoovered yesterday but does not 'do' dusting

    Light woodburner and curl up in front of it this evening with a book or magazine :D
  • kjp
    kjp Posts: 428 Forumite
    100 Posts
    • Taken dog for haircut (looks like a startled cloud now!)


    WelshWoofer - I have such a funny image in my head! I take it it's the pooch in your avatar - looks very cheeky!
    House Fund: £2,800/£20,000 - 14%
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