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confused when looking for savings account
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lemontart
Posts: 6,037 Forumite


Please can anyone advise or does anyone know of a instant access account that lets you deposit over the counter - that also lets you do transfers online
I am starting small so no min opening deposit would be ideal.
Many thanks in advance.
I am starting small so no min opening deposit would be ideal.
Many thanks in advance.
I am responsible me, myself and I alone I am not the keeper others thoughts and words.
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Loads of accounts out there with a minimum deposit of £1. Aim for a rate above 2.75%.
As for depositing over the counter, why not just pay in to your current account and send a Faster Payment on to the savings account?0 -
http://www.tescobank.com/personal/finance/savings/savingsaccounts/instantaccess/index.html
found this.
3 of us paying into it, all the savings accounts I can find that are over counter are less than 1 percent this tesco one is 1.25 and seems to have lots of ways on running itI am responsible me, myself and I alone I am not the keeper others thoughts and words.0 -
http://www.tescobank.com/personal/finance/savings/savingsaccounts/instantaccess/index.html
found this.
3 of us paying into it, all the savings accounts I can find that are over counter are less than 1 percent this tesco one is 1.25 and seems to have lots of ways on running it
http://www.tescobank.com/personal/finance/savings/savingsaccounts/interest-rates.html
Halifax do an account that pays 2% where you can deposit over the counter. More in an ISA.
http://www.halifax.co.uk/savings/accounts/
Personally, I think my suggestion in the post above makes more sense.0 -
Halifax also charge a fee for their accounts - closed one for that reason .I am responsible me, myself and I alone I am not the keeper others thoughts and words.0
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opinions4u wrote: »Halifax don't charge any fees for maintaining a savings account.
They charged me for an online account I had so I closed it.I am responsible me, myself and I alone I am not the keeper others thoughts and words.0 -
I've had and still have lots of accounts with Halifax. They've never charged me for any of them....0
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They charged me for an online account I had so I closed it.
The 'Reward' current account and Savings accounts are fee-free - I've just setup a 'Reward' account and whilst they advise you to pay in 1K per month to get £5 back, its not a requirement and you will not be charged if you don't. I've coupled this with an Online saver for 2.8%, but the Everyday Saver gives branch access for a lower 2% interest.
Why not just deposit the funds into a current account in a branch and then transfer them to the savings account online?0
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