Mortgage exit fee reclaiming

holly_hobby

Typically held for 6 yrs post cessation of the account - BUT there are no formal regulations under the DPA re this timeframe (so don't be surprised if they destroyed them shortly after you redeemed your mortgage) - you can only ask.

Hope this helps

Holly

willarikk

Holly, Thank you very much.:beer:

kingstreet

I'd echo what dunstonh has said. You'll only recover the difference between what you agreed to at the outset and what the lender actually charged you. As these are recent product changes you may be chasing very little, if anything.

dunstonh

The FSA has made the position clear on MEAFs. The OP seems to be ignoring this and jumping in with the compensation culture and will no doubt blackmail the banks into refunding.

Then all the genuine customers who dont try it on, will pay for it in increased charges.