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Unsure, do I need the stress?

Hi guys,

So I have had 4 credit cards and 1 loan, all with PPI paid on them, all within the last 6 years. There loan is finished, the credit cards are clear apart from one and I am in a sticky financial situation. Luckily my dad bailed me out, I owe a small fortune.

I dont weather I should bother claiming. The cards and loans etc were registered at my dads address and as he took care of clearing the balance he now deals with the letters.

Im just thinking if I got the ppi repayed I would be in a position to pay the *majority* back to my dad.

But I dont know if I really could cope with the added prssure from my dad, the calls and txts - Have you got the money, when are you getting the money, tell me when you get the money etc.

Is it really worth it or do you all think im being daft for letting at least 4g slip by?

Cheers
M

Comments

  • dilus
    dilus Posts: 1,046 Forumite
    mark260311 wrote: »
    Hi guys,

    So I have had 4 credit cards and 1 loan, all with PPI paid on them, all within the last 6 years. There loan is finished, the credit cards are clear apart from one and I am in a sticky financial situation. Luckily my dad bailed me out, I owe a small fortune.

    I dont weather I should bother claiming. The cards and loans etc were registered at my dads address and as he took care of clearing the balance he now deals with the letters.

    Im just thinking if I got the ppi repayed I would be in a position to pay the *majority* back to my dad.

    But I dont know if I really could cope with the added prssure from my dad, the calls and txts - Have you got the money, when are you getting the money, tell me when you get the money etc.

    Is it really worth it or do you all think im being daft for letting at least 4g slip by?

    Cheers
    M

    Go for it, you owe it to your dad to give it a shot. It will cheer him up no end if your successful ;)
    Successes
    Sainsbury's/BOS £6,400 Paid :)
    MBNA £3,600 Paid :)
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    It's one, maybe two letters and then a loong wait what do you have to lose? Don't bother to tell your Dad until you get the money, then just go "Oi there ya go mate" :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
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