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Mortgage Insurance

Hi,

As I understand it I need Mortgage Insurance - sickness and unemployment, Life Cover so it is paid if wither myself or OH should die and also buildings and contents. Are there any other insurances we should have?

We have been a bit niaive in the past and have just realised we pay 104.00 pm for all our house insurances and have just done some quotes and got the lot for about 50.00 per month.

Thanks
Clare

Comments

  • jasonking
    jasonking Posts: 123 Forumite
    You might want to check to see if your existing life insurance includes Critical illness cover...apart from that it seems you have the lot covered. Before you switch any cover it is worth spending some time comparing old with new just to make sure you are making a like for like comparison
    I am a director of Torquil Clark Life Insurance (formerly Life Policies Direct), a specialist protection broker. Posts on this forum do not constitute or imply advice and are for discussion purposes only containing generic information. If you need individual guidance please seek advice from a suitably qualified, registered and authorised financial adviser
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