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Emigrating and want to full and final settle my debts

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Comments

  • buster2910
    buster2910 Posts: 8 Forumite
    I hopefully won't be returning to the uk, but if I choose to stop paying with technology this day and age they will sell the debt and then I have someone chasing me in my new country which I don't really want I want to resolve it if I can while I'm in the uk and go away with a clean slate. Would you say trying F&F is pointless too then at least I'm trying to offer something back.
    At least if you're BR then the calls and chasing will stop?
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    Well it really depends on where you move to I guess... From what I know (and I could be wrong) then in most cases they can't chase you abroad for a debt - at least not through courts although I suspect they can hassle you in the hope you pay?
    will they consider F&Fs after 3 months of defaults... well feel free to try but honestly? I doubt it.
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • antrobus
    antrobus Posts: 17,386 Forumite
    MrsTine wrote: »
    Well it really depends on where you move to I guess... From what I know (and I could be wrong) then in most cases they can't chase you abroad for a debt - at least not through courts although I suspect they can hassle you in the hope you pay? will they consider F&Fs after 3 months of defaults... well feel free to try but honestly? I doubt it.

    Yes, it depends on where the OP is going.

    If it's somewhere in Europe, then the Brussells Convention will likely apply and the debt can enforced. If it's a Commonwealth country, ditto, or if there's a bilateral treaty in place between the UK and the country in question. It would probably be best to assume that you can be chased abroad for a debt incurred in the UK.
  • buster2910
    buster2910 Posts: 8 Forumite
    MrsTine wrote: »
    Well it really depends on where you move to I guess... From what I know (and I could be wrong) then in most cases they can't chase you abroad for a debt - at least not through courts although I suspect they can hassle you in the hope you pay?
    will they consider F&Fs after 3 months of defaults... well feel free to try but honestly? I doubt it.

    The country in question would be South Africa!
  • buster2910
    buster2910 Posts: 8 Forumite
    So guys would do you think would be the best option really need some solid advice.
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