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Balance tansferring
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mondello
Posts: 225 Forumite


in Credit cards
I have 3 credit cards:
One with my bank account - nil balance, never used
Another with Tesco - paid of in full each month
Another 0% until July 2012 with about £3300
I doubt I will be able to pay of all the third one before the interest starts being charged so I plan to balance transfer whatever will still be left on it. I'm wondering if the amount of cards you have and the available spend effects whether I will be accepted to BT to another 0% card. Tesco sent me a letter saying they are increasing my limit significantly (I won't use this as pay off in full). Is it better to keep my limit the same and get ride of my card with nil balance?
One with my bank account - nil balance, never used
Another with Tesco - paid of in full each month
Another 0% until July 2012 with about £3300
I doubt I will be able to pay of all the third one before the interest starts being charged so I plan to balance transfer whatever will still be left on it. I'm wondering if the amount of cards you have and the available spend effects whether I will be accepted to BT to another 0% card. Tesco sent me a letter saying they are increasing my limit significantly (I won't use this as pay off in full). Is it better to keep my limit the same and get ride of my card with nil balance?
0
Comments
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Try phoning tesco up and see if they offer you a 0% bt deal with the increased limit.This could then resolve the issue without the need to apply for further credit.0
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