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Which halifax account?

Hi everyone,

We currently gave two accounts with Halifax, an ultimate rewards current account and reward current account.

We have finally got the last of the £300 to pay off the ultimate reward overdraft. We want to down grade this account as we are paying £15 for it and we don't use any of the rewards.

Which Halifax account would be best to down grade to? The ultimate reward account is our 'bill' account. We transfer the money from the reward account, which oh has his wages paid into.

Thanks in advance.
January GC £33/200

Christmas 2012 savings £60
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