Balance Transfer and Credit Card? HELP!!

LVR1

Hello,

Would be really grateful of any help. I currently have a M&S card, interest rate is now ridiculous. I have £2,100 on the card at the moment, but want to transfer to a 0% balance card, but also the ability to spend with this card? One should I have two seperate cards one for balance and two for credit card?
Also been recommended Tesco credit card for 0% balance transfer, but it would seem that this site is recommending Barclaycard?

Please if any can help I would be very very grateful.

Thanks very much.:)

Tixy

Unless your new card has 0% on spending and 0% on BTs for the same length of time then you need 2 different cards. Though if you are going to pay off your spending in full every month then presumably you could use your current M&S card after the BT has gone through.

Tesco & BC are both good deals at the moment - depending on your circumstances.
How long will it take you to pay off the balance of £2100 plus fee? If you won't pay it off within 9months then I wouldn't go with tescos but look for a longer deal.

LVR1

Thanks so much for your help!! Really appreciated!!:j