We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
DRO help needed - joint loan & credit report
Comments
-
I am a qualified debt adviser with Legal Services Commission, FIF, Face2Face and CAB.
Today, I had a client with the same issue and I am VERY grateful for your post.It proves my case as not a one off. I phoned and theyt IMMEDIATELY wrote off the debt.
They appear to record the end of a DRO and then chase the debt.
On phoning from CAB and stating the debt was in the DRO they IMMEDIATLEY wrote off the debt.
This is highly irregular - now that I know your story. You owe NOTHING after your DRO and they are preying on the suspected ignorance of customers.
IF this is what they are doing it is illegal BUT I have to report them and see what the lgela team say.
DO NOT pay them a penny but seek free advice from CAB or similar FREE organisation.
This appears to be VERY wrong and it appears, now, to be a possible routine action from WF.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards