Vanquis minimum payment text message?

WLITC

I switched about 6-7 weeks ago so that my Vanquis card takes the full outstanding balance instead of the min payment. Now this month should be the first time it takes the full balance yet I had a text the other day and it stated a min payment of £xx was due by the payment date.

Is this the standard text message even if you have it set up to take the full payment?

Simon7685

Yes it is a courtesy text to tell you that your payment is due, you are only obliged to make the minimum payment which is why it states that in the text. If you have set up for them to take the full outstanding balance then I would imagine that is what they will do, so you don't need to worry about it. It's just a standard txt everyone gets.

chanz4

if in doubt call them

WLITC

Thanks, I'll go on the assumption that it'll take full payment then.

motherb

Hi i pay full balance by dd every month but still get text message