Sat 19th/Sun20th November: What dfw things have/will you do today?

DawnW

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Ooh, nobody's started the thread yet :eek:, so I thought I better had, to keep us all on our best behaviour

Today I will:

Washing on line to dry First lot out, second in machine

Ring a couple of insurance brokers to see if I can get a better deal on my car insurance renewal (it isn't bad, but might be able to get it cheaper ) I have given up on the price comparison web sites because of all the spam / junk phone calls I get every time I use one :mad: Done, got the same cover, with the same company for £36 less

HM meals

Walk to the shops instead of using the car, saves petrol and free exercise

Not buy anything that isn't on the list - having to carry it or trundle in my trolley will help with this :rotfl:

Plant some bulbs that have been around for ages later

Examine my lovely cyclamen plant as it looks as though it is being eaten by something BIG :eek::eek: Or better still get OH to do it :eek:

Organise study as it is still chaotic after our move back in July

Clean chickens out

That will probably do me for today and most of tomorrow as well!

natlie

Hi Dawn
try swiftcover they are on quidco, no messy paperwork as its all online we found them a fair bit cheaper.

I am off to xmas market today - to eat the freebies and not buy anything! done my xmas shopping so no excuse can enjoy stuff like this now until xmas

washing is on

kitchen needs a clean

me and baby need a bath

make something strange for tea from storecupboard - what can you make from chilli sauce, 3 tins grapefruit, a tin of pineapple, a tin of chestnut puree and 2 jars of gherkins and a can of adzuki beans - might raid the freezer instead

determined_new_ms

morning! Thanks for starting us off Dawn

What will I do today?....

*[STRIKE]checked banking x 2[/STRIKE]
* find my diary so I can transfer savings into acc (log in deets in my diary!) found it but haven't transfered the funds yet
*pay cc 1
* [STRIKE]make chilli pasta bake from LO chilli defrosted yesterday[/STRIKE] mmm was delish. Used up mushrooms, sweetcorn & 1/2 tin of beans in the fridge too
*[STRIKE]stock inventory & meal plan/work out what we need for the week[/STRIKE]
*start job application
* make cake? maybe...
*[STRIKE]go to the gym/[/STRIKE]swim [COLOR="rgb(255, 0, 255)"]ran for 6k [/COLOR]
* maybe go and have my free birthday drink at my old local (they sent me a voucher for a free drink) & play scrabble with oh
* go to cinema using residents card £4 a pop :T
* [STRIKE]cancel hairdresser - £10 not spent [/STRIKE]
* ordered lakeland heated air-drier (£80 but really good reviews and I need to do something to get clothes dry as its just not happening in our flat & clothes are ending up with a bit of a mildewy smell . Apparently they have a bonus of heating the rooms so cheaper than CH although being in a flat we are constantly heated by below & above so a lot of the time its really hot!)

[COLOR="rgb(255, 0, 255)"]will make hm yogurt this evening before bed too![/COLOR]
ok that's me. Happy days to you all x

Catslovelycats

for moi it's:
1. Walk not drive to Mr T to buy what food I need (rather than spending £60+ online with Mr S in order to save £9!).
2. On walk pick danelions and long grass for guineas to save me needing to buy some herbs etc for them (oh yeah?? my animals have more luxuries than I do!).
3. After battle with conscience have decided to return some items bought from ASOS and Wilko - that will save me £100 in total. That money can go into my OP savings pot.
4. Can I include something from last night: not going out for a takeaway even though I craved one.
5. Sort out some bits for eBay.
6. Re Mr T - set myself a £10 limit.... (I'll report back later on how I do with this!).

Erme

Well haven't done this for yonks...

But today I got a leather arm chair (dry and clean) for free from downstairs...

So I've just yanked my old sofa down stairs and now I have a blitz to do....

Praise God it's sunny :A

And I'm meeting Allie for coffee (from the PAD thread) at 2pm - yay - should be interesting...real life MSEer...

E

little_pink_purse

hi
every one where is every one today

not been on the last few days been away to inverness very mse from the tl sale and the mega bus cheap seats xx

today
wash on loads lol
meals at sis
buy fresh bread and milk


have a great day


xxx

Catslovelycats

catslovelycats wrote: »

for moi it's:
1. Walk not drive to Mr T to buy what food I need (rather than spending £60+ online with Mr S in order to save £9!).
2. On walk pick danelions and long grass for guineas to save me needing to buy some herbs etc for them (oh yeah?? my animals have more luxuries than I do!).
3. After battle with conscience have decided to return some items bought from ASOS and Wilko - that will save me £100 in total. That money can go into my OP savings pot.
4. Can I include something from last night: not going out for a takeaway even though I craved one.
5. Sort out some bits for eBay.
6. Re Mr T - set myself a £10 limit.... (I'll report back later on how I do with this!).

Yay. Got what I needed from MrT with £1.37 to spare. Have put that into my VSP!

rubywhatashmoo

So far today has been good! Only 6 days to go until payday so will try and keep it up!

• Went to Mr T and bought a few bits to last until Friday - entered receipt details into pricecheck website. Spent £8.57 so very good trip for us!
• Sorted out a Clubcard AND a Nectar card!
• Sent £3 to round down my debt!
• Going round to my mums for tea and a DVD - another free night in

Pippilongstocking

Hey up all sorry didn't get on yesterday - first day at new job on site - which was exciting!

Today - hmmmm

HM food to be cooked - sunday is my new 'saturday' so I need do a few of my normal saturday things today if that makes any sense - I'm working on satrudays from now on
Hens to clear out and eggs to college
Hen grain to put in a container - stop the rats trying to eat it later in the year
Walk the mutlet somewhere near
Think about meal plan for the week ahead
Keep my diary topped up on hours for work and plan the next week
HC and air dry x 3 or so
Have a look in the garden and put up the bird feeder again (it blew off somewhere)
Charge camper van battery and see if we can get him started
CHeck library books for when they go back and read them. They are all cooking books so that won't be a chore, be like a feast from the arm chair!

Hmm, not sure what else but hope you all have a good one, Dawn thank you for the thread I hope you're splendid!

Have a great sunday everyone

WelshWoofer

Morning all ! I too was missing in action yesterday!
I've had visitors (mum and sister) since Friday and they've just gone home. We did the annual torture of the Xmas shopping - all over thankfully:j

Lots to do today - a full weekend of stuff to do in one day - booo!

Have already taken the dogs to the park and had a quick tidy of the kitchen but still to do...

• Hoover and dust house
• All food from stores (not sure what's for tea yet)
• Loads of schoolwork and marking to do (probably about 5 hours worth:mad:) - being observed on Tuesday and so everything has to be tip top.
• Dye hair
• Pop to pet shop
• Do two loads of washing and dry naturally indoors
• Do nails - in a shocking state:o
• Wash wooden floors - lots of doggy foot prints (8 feet have paraded over it for a few days)
• Walk dog again
• Have a look at the month's budget again
• Update diary

That's the bare minimum to do - better get started.

determined_new_ms

Morning pippi & WW! Wow sooooooooo quiet here this weekend! Hope everyone is having a fab weekend! Pippi glad you liked ur new job & that its exciting :T

So today:

• pork chops in the SC in a minute - some kinda pork casserole with defrosted cheesy mash concoction :cheesy:
• make a cake while the oven is on heating mash thingy
• start on job appl - didn't do this yesterday. Its a real long shot, don't think I have much chance but it is in finance & in my home town so if I could swing it at the interview....
• go for a run/swim
• transfer savings for xmas/birthdays/car maint into savings account
• transfer money for the heated dryer out of savings acc
• make pack lunches for tomorrow
• NSD? Would be nice
• might go for a walk & my free birthday glass of wine :beer:
• pay cc1

ok thats all for me. Happy sunday y'all x