Nationwide credit card application

road2recovery

I have applied today for a Nationwide Credit card. 0% for 6 months
On the online system it suggested a credit limit of £2500 at an APR of 15.9%

I changed the limit to £2000 and submitted the application. The next thing I had was a screen stating that the Credit Agreement would be sent out to me in the post for me to sign and return, and if necessary I would have to take ID to the local branch.

Does this mean I have been accepted does anyone know?

CG19a

Thats what happened when my OH applied online. He returned his application and had card and pin a week later.

There was also another page within the application which looked like an "office use" only page, it had 3 boxes on it (along with other info) - accept, refer, decline, and my OH's page had a big tick under the accept option.

crazyguy

Venusflytrap

Yes, you've been accepted! As CG said, you will receive your agreement in the post, just sign and return the 'Nationwide Copy'. Your card and PIN should follow swiftly. Even though they say you may need to take ID to the branch, this may not be necessary (as was in my case) but the accompanying letter will confirm what is needed.

road2recovery

Hope I've been accepted as it could be my route back to mainstream banking

I entered an IVA in Nov 2005 so my credit file has cleared itself up now. I have had an Orange mobile on contract since Aug 2010 and a Vanquis card since Sept 2010. Current credit limit on my VQ is 1250 and balance is nil. Both recording nice green boxes on my credit files.

Have had my Nationwide cash card account since Sept 2005 just prior to going into the IVA.

My next step will be to try and get a "full" bank account with a small overdraft. Not that I am EVER going to get myself into a mess again, but I would like a mortgage at some point with my partner.