Benefits

smithyville

Hi my partner was laid off at the end of July he is currently receiving Contribution based JSA. He has started a part time college course so this affected his claim that has been resolved now after 6 weeks of no money!! I was just wondering if anyone knows about JSA after the 26 weeks when it changes to income based. I work full time and earn £20,000 a year so pretty certain we can't get anything from income support etc but am unsure about child and working tax credits. We have 2 children and even though we are just managing to pay all the bills and mortgage if the working and child tax credit stop we simply won't be able to pay everything. Didn't realise how difficult it was to get advice. Any help would be greatly appreciated

Thanks
J

zagfles

You won't get income based JSA. On £20k you'll get a lot in child tax credit, probably close to £5k a year. If you rent you might get some HB/LHA

atlantis187

We are in a similar situation with wife being made redundant my earning around £20k with 2 children.

Would someone please be kind enough to do me a quick calculation on them sites and give me a rough figure how much we would get. (tried it myself but in certain its giving wrong figures because its saying I am also eligible for working tax credit and i'm certain i'm not.

Thanks

zagfles

atlantis187 wrote: »

We are in a similar situation with wife being made redundant my earning around £20k with 2 children.

Would someone please be kind enough to do me a quick calculation on them sites and give me a rough figure how much we would get. (tried it myself but in certain its giving wrong figures because its saying I am also eligible for working tax credit and i'm certain i'm not.

Thanks

It'll be about the same as above ie a bit under £5k.

You need to be careful about what it's saying re WTC. Your eligibility for WTC depends on how many hours you work etc. This is important even if your income is too high to get any WTC, because the taper applies to the WTC elements before CTC.

So on an income of £20k you won't actually get any WTC (unless disabled etc). But by being eligible for the elements of WTC, you get more CTC than you would otherwise since more of the taper is used up against the WTC elements.

The turn2us calculator will give the correct answers if you are careful with the input.