CSA Arrers will make me jobless

vakaviper

Hope someone can help.

I have recently found out that i have arrears of £1706 with the CSA and they are going to take £80 from my wages a week. Thats £320 a month.

i am on minium wage with rent to pay and transport to work which costs me £170 pm. so with the CSA taking this amount of money from me i will not be able to travel to work therefore lose my job.

Now i have had a running battle with a CSA advisor called Ross, he is adament that i have to pay this amount, that he can not decrease my payments without me making a lump some payment of half my debt.

There has to be a away for me to pay a more manage amount to them with this lump some.

Also this is right before Christmas, if this goes ahead my children will get nothing for xmas at all.

DUTR

vakaviper wrote: »

Hope someone can help.

I have recently found out that i have arrears of £1706 with the CSA and they are going to take £80 from my wages a week. Thats £320 a month.

i am on minium wage with rent to pay and transport to work which costs me £170 pm. so with the CSA taking this amount of money from me i will not be able to travel to work therefore lose my job.

Now i have had a running battle with a CSA advisor called Ross, he is adament that i have to pay this amount, that he can not decrease my payments without me making a lump some payment of half my debt.

There has to be a away for me to pay a more manage amount to them with this lump some.

Also this is right before Christmas, if this goes ahead my children will get nothing for xmas at all.

I understand the most they can take is 40% of net pay, but look on the bright side if you have to give in work, the state will pay the £5 or £6 per week CSA , plus your rent and council tax

vakaviper

I have just spent 2 and half years unemployed and i have now got a 15 month son now to support, so going back to job seekers, isnt really an answer,

NotSuchASmugMarriedNow

Can you not do what the advisor suggests and pay half the arrears as a lump sum and add the other half to your monthly payments. If this means that your kids won't receive a xmas gift from you then I wouldn't worry much as long as they are getting stuff from other parent, their grandparents etc etc. Child maintenance arrears are much more important than ensuring a child has loads of plastic crap to open on xmas morning. Just get them a token gift and make up for it next year.

Failing that then I agree with the other poster, give up your job and get everything paid instead.

vakaviper

It not just about xmas present without a regular income if would affact my time with daughter, when i could see her and what i could with her, when i was unemployed before i was only able to afford a one bedroom bedsit that her mum would refuse to let her stay in, at the min i have an amazing relationship with her, she spend most weekends with, i can afford to cloth her, feed her and treat her and such, this would all be affact with the loss of my job, plus the the maintanice i am paying for her would also end.

DUTR

vakaviper wrote: »

I have just spent 2 and half years unemployed and i have now got a 15 month son now to support, so going back to job seekers, isnt really an answer,

I agree it may not be an answer you would like to adopt, how did the arrears come about in the 1st place?
Are the arrears correct, also if this w4nker Ross, won't entertain some kind of payment plan that is suitable, then quick time contact your MP to assit with a resolve, this would make a good media story in this economic climate.
It's not as if you are now evading the arrears, but the amount maybe unrealistic in your circumstance.

Fiver29

DUTR wrote: »

I agree it may not be an answer you would like to adopt, how did the arrears come about in the 1st place?
Are the arrears correct, also if this w4nker Ross, won't entertain some kind of payment plan that is suitable, then quick time contact your MP to assit with a resolve, this would make a good media story in this economic climate.
It's not as if you are now evading the arrears, but the amount maybe unrealistic in your circumstance.

Just because an anonymous poster doesn't like Ross, why does that make him a wanker? How do you know the OP wasn't being a wanker toward Ross?

OP, how did the arrears build up if you've been unemployed so long, surely you told them you weren't working?

HappyMJ

You need to negotiate with the PWC if this is causing you hardship. You would if the PWC refuses be better off not working. Silly but true. Minimum wage is £228 per week after tax thats £200 per week after 40% deducted that's £120 per week after your travel costs of £42.50 per week are deducted leaves you with £77.50 plus a small amount of housing benefit and working tax credit. JSA is £67.50 a week plus full housing benefit and council tax benefit.

vakaviper

the arrear came about during the last year of my employement in my previous job, this is when i had to resign due to stress and depression, i do want to pay i am not just a deadbeat dad, i just want a more manageable way of doing it.

when i started work again 5 months ago i rang the csa and told them i had a new job, they said that they be in contact, this letter recevied the other day telling me that they a deducting from earnings is the first letter i have recevied from them

vakaviper

HappyMJ wrote: »

You need to negotiate with the PWC if this is causing you hardship. You would if the PWC refuses be better off not working. Silly but true. Minimum wage is £228 per week after tax thats £200 per week after 40% deducted that's £120 per week after your travel costs of £42.50 per week are deducted leaves you with £77.50 plus a small amount of housing benefit and working tax credit. JSA is £67.50 a week plus full housing benefit and council tax benefit.

i dont recevie housing benifit my rent is 400 a month

DUTR

Fiver29 wrote: »

Just because an anonymous poster doesn't like Ross, why does that make him a wanker? How do you know the OP wasn't being a wanker toward Ross?

OP, how did the arrears build up if you've been unemployed so long, surely you told them you weren't working?

In answer to your question, I'm sure I have spoken to the same geezer the OP refers to
HTH